{"id":7288,"date":"2026-08-04T14:24:32","date_gmt":"2026-08-04T19:24:32","guid":{"rendered":"https:\/\/everinsuranceglobal.com\/?page_id=7288"},"modified":"2026-08-05T17:59:27","modified_gmt":"2026-08-05T22:59:27","slug":"ever-express-2","status":"publish","type":"page","link":"https:\/\/everinsuranceglobal.com\/en\/ever-express-2\/","title":{"rendered":"EVER EXPRESS"},"content":{"rendered":"

[vc_row equal_height=”yes”][vc_column width=”1\/3″]

HEALTH<\/h6>

PLANS<\/i><\/h3><\/div>[vc_btn title=”EVEREST” shape=”square” color=”blue” align=”left” el_class=”ever-alt” link=”url:https%3A%2F%2Feverinsuranceglobal.com%2Fen%2Feverest%2F|title:EVEREST”][vc_btn title=”EVERMORE” shape=”square” color=”purple” align=”left” el_class=”ever-alt” link=”url:https%3A%2F%2Feverinsuranceglobal.com%2Fen%2Fevermore%2F|title:EVERMORE”][vc_btn title=”EVERYWHERE” shape=”square” align=”left” el_class=”ever-alt” link=”url:https%3A%2F%2Feverinsuranceglobal.com%2Fen%2Feverywhere%2F”][vc_btn title=”LEVERAGE” shape=”square” color=”green” align=”left” el_class=”ever-alt” link=”url:https%3A%2F%2Feverinsuranceglobal.com%2Fen%2Fleverage%2F|title:LEVERAGE”][vc_btn title=”EVERLASTING” shape=”square” color=”juicy-pink” align=”left” el_class=”ever-alt” link=”url:https%3A%2F%2Feverinsuranceglobal.com%2Fen%2Feverlasting%2F|title:Everlasting”][vc_btn title=”CLEVER” shape=”square” color=”peacoc” align=”left” el_class=”ever-alt” link=”url:https%3A%2F%2Feverinsuranceglobal.com%2Fen%2Fclever%2F|title:CLEVER”][vc_btn title=”EVER EXPRESS” shape=”square” color=”primary” align=”left” el_class=”ever-alt activo” link=”url:https%3A%2F%2Feverinsuranceglobal.com%2Fen%2Fever-express-2%2F|title:CLEVER”][vc_btn title=”COMPARISON” shape=”square” align=”left” el_class=”ever-alt” link=”url:https%3A%2F%2Feverinsuranceglobal.com%2Fen%2Fcomparativo%2F”][\/vc_column][vc_column width=”2\/3″ css=”.vc_custom_1656714429919{padding-top: 32px !important;padding-right: 32px !important;padding-bottom: 32px !important;padding-left: 32px !important;background-color: rgba(0,38,58,0.05) !important;*background-color: rgb(0,38,58) !important;}” el_class=”plan-content everest-color”][vc_column_text]\n
\n

DEDUCTIBLE OPTIONS<\/h2>\n<\/div>\n\n\n
\n
\n

<\/p>\n \n \n \n \n \n \n
<\/th>\n <\/tr>\n <\/thead>\n
Outside USA<\/td>\n <\/tr>\n
Inside USA<\/td>\n <\/tr>\n <\/tbody>\n <\/table>\n

<\/p>\n <\/div>\n<\/div>\n\n\n\n

\n

PLAN INFORMATION<\/h2>\n <\/div>\n \n
\n
\n

<\/p>\n \n \n \n \n \n \n \n \n
BENEFIT<\/th>\n COVERAGE<\/th>\n <\/tr>\n <\/thead>\n
Geographic Coverage<\/td>\n Worldwide (excluding the Insureds Country of Residence and countries thay may be excluded to comply with the Coverage Conditions)<\/td>\n <\/tr>\n
Age limit to request coverage<\/td>\n Up to 79 years old<\/td>\n <\/tr>\n
Maximum coverage per person, up to 69 years old<\/td>\n US$5,000,000<\/td>\n <\/tr>\n
Maximum coverage per person, from 70 years to 80 years<\/td>\n US$500,000<\/td>\n <\/tr>\n <\/tbody>\n <\/table>\n

<\/p>\n <\/div>\n <\/div>\n

\n

MEDICAL BENEFITS<\/h2>\n <\/div>\n \n
\n
\n

<\/p>\n \n \n \n \n \n \n \n \n \n \n \n \n \n \n
BENEFIT<\/th>\n COVERAGE<\/th>\n <\/tr>\n <\/thead>\n
Pre-existing Conditions (6 months stable without presenting symptoms and without changes in Medications)<\/td>\n Up to US$500,000<\/td>\n <\/tr>\n
Complications of Maternity, as defined in the Policy<\/td>\n Up to US$10,000 (up to week 20 of pregnancy for normal pregnancies and up to week 12 of pregnancy of multiple pregnancies or when the pregnancy is the result of fertility treatment)<\/td>\n <\/tr>\n
Serious of Emergency Illnesses and Injuries<\/td>\n 100% UCR<\/td>\n <\/tr>\n
Treatment by authorized physicians, nurses, and specialists<\/td>\n 100% UCR<\/td>\n <\/tr>\n
Hospitalization (Semi-Private Room)<\/td>\n 100% UCR<\/td>\n <\/tr>\n
Surgeon and Anesthesiologist Fees<\/td>\n 100% UCR<\/td>\n <\/tr>\n
Prescription Medications during a Hospitalization<\/td>\n 100% UCR<\/td>\n <\/tr>\n
Treatment by Physical Terapists<\/td>\n Up to US$2,500 per trip<\/td>\n <\/tr>\n
Medically Necessary Durable Medical Equipment<\/td>\n 100% UCR<\/td>\n <\/tr>\n
Emergency Dental Treatment for immediate pain relief<\/td>\n Up to US$500 per trip<\/td>\n <\/tr>\n <\/tbody>\n <\/table>\n

<\/p>\n <\/div>\n <\/div>\n

\n

MEDICAL EVACUATION BENEFITS<\/h2>\n <\/div>\n \n
\n
\n

<\/p>\n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n
BENEFIT<\/th>\n COVERAGE<\/th>\n <\/tr>\n <\/thead>\n
Emergency Transportation<\/td>\n Air Ambulance<\/td>\n 100% UCR<\/td>\n <\/tr>\n
Ground Ambulance<\/td>\n 100% UCR<\/td>\n <\/tr>\n
Baggage Transportation after the Insureds medical evacuation<\/td>\n Up to US$500<\/td>\n <\/tr>\n
Repatriaton of a summoned relative or travel companion after a medical evacuation or the dead of the Insured<\/td>\n 100% UCR, max. one (1) summoned relative or travel companion<\/td>\n <\/tr>\n
Repatriation or cremation of mortal remains<\/td>\n 100% UCR<\/td>\n <\/tr>\n
Baggage Transportation after the death of the Insured<\/td>\n Up to US$500<\/td>\n <\/tr>\n
Accomadation after a Serious Illness, Injury or Serious Accident<\/td>\n Up to US$300 per day, max. US$6,000 per covered event<\/td>\n <\/tr>\n
Compassionate Emergency Visit to an Insured<\/td>\n 100% UCR, max. one (1) summoned relative or travel companion<\/td>\n <\/tr>\n
Compassionate Emergency Repatriation of an Insured<\/td>\n 100% UCR<\/td>\n <\/tr>\n
Return trip after a medical evacuation or repatriation<\/td>\n 100% UCR<\/td>\n <\/tr>\n
Non-medical Evacuation<\/td>\n 100% UCR<\/td>\n <\/tr>\n <\/tbody>\n <\/table>\n

<\/p>\n <\/div>\n <\/div>\n

\n

OTHER BENEFITS<\/h2>\n <\/div>\n \n
\n
\n

<\/p>\n \n \n \n \n \n \n
BENEFIT<\/th>\n COVERAGE<\/th>\n <\/tr>\n <\/thead>\n
Non-Profesional Activities and Sports<\/td>\n Motorized<\/td>\n Up to US$100,000<\/td>\n <\/tr>\n
Non-motorized<\/td>\n Up to US$500,000<\/td>\n <\/tr>\n <\/tbody>\n <\/table>\n

<\/p>\n <\/div>\n <\/div>\n

\n

NON-MEDICAL BENEFITS<\/h2>\n <\/div>\n \n
\n
\n

<\/p>\n \n \n \n \n \n \n \n \n \n \n \n \n
BENEFIT<\/th>\n COVERAGE<\/th>\n <\/tr>\n <\/thead>\n
Personal Accident, Disability and Death<\/td>\n Up to US$100,000 per Policy Year (annual travel plan) or per contract (single travel plan)<\/td>\n <\/tr>\n
Loss or Theft of Personal Effects<\/td>\n Up to US$2,000 per trip<\/td>\n <\/tr>\n
Beggae Delay<\/td>\n Up to US$500 per trip<\/td>\n <\/tr>\n
Trip Delay<\/td>\n Up to US$100 per day, max. US$500<\/td>\n <\/tr>\n
Missed Flight Connection<\/td>\n Up to US$1,000 per trip<\/td>\n <\/tr>\n
Personal Liability<\/td>\n Body Injury<\/td>\n Up to US$100,000 per trip<\/td>\n <\/tr>\n
Property Damage<\/td>\n Up to US$100,000 per trip<\/td>\n <\/tr>\n
Legal Assistance and Guarantees<\/td>\n Up to US$10,000 per trip<\/td>\n <\/tr>\n <\/tbody>\n <\/table>\n

<\/p>\n <\/div>\n <\/div>\n

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TRIP CANCELLATION BENEFITS<\/h2>\n <\/div>\n \n
\n
\n

<\/p>\n \n \n \n \n \n \n
BENEFIT<\/th>\n COVERAGE<\/th>\n <\/tr>\n <\/thead>\n
Single Trip Plan<\/td>\n Up to US$2,500 per trip<\/td>\n <\/tr>\n
Annual Trip Plan<\/td>\n Up to US$1,500 per trip<\/td>\n <\/tr>\n <\/tbody>\n <\/table>\n

<\/p>\n <\/div>\n <\/div>\n \n\n\n\n
\n

\n DESCARGAR <\/i>\n <\/a>\n <\/div>\n [\/vc_column_text][\/vc_column][\/vc_row][vc_row equal_height=”yes” disable_element=”yes”][vc_column width=”1\/3″]
HEALTH<\/h6>

PLANS<\/i><\/h3><\/div>[vc_btn title=”EVEREST” shape=”square” color=”blue” align=”left” el_class=”ever-alt activo” link=”url:https%3A%2F%2Feverinsuranceglobal.com%2Fen%2Feverest%2F|title:EVEREST”][vc_btn title=”EVERMORE” shape=”square” color=”purple” align=”left” el_class=”ever-alt” link=”url:https%3A%2F%2Feverinsuranceglobal.com%2Fen%2Fevermore%2F|title:EVERMORE”][vc_btn title=”EVERYWHERE” shape=”square” align=”left” el_class=”ever-alt” link=”url:https%3A%2F%2Feverinsuranceglobal.com%2Fen%2Feverywhere%2F”][vc_btn title=”LEVERAGE” shape=”square” color=”green” align=”left” el_class=”ever-alt” link=”url:https%3A%2F%2Feverinsuranceglobal.com%2Fen%2Fleverage%2F|title:LEVERAGE”][vc_btn title=”EVERLASTING” shape=”square” color=”juicy-pink” align=”left” el_class=”ever-alt” link=”url:https%3A%2F%2Feverinsuranceglobal.com%2Fen%2Feverlasting%2F|title:Everlasting”][vc_btn title=”COMPARISON” shape=”square” align=”left” el_class=”ever-alt” link=”url:https%3A%2F%2Feverinsuranceglobal.com%2Fen%2Fcomparativo%2F”][\/vc_column][vc_column width=”2\/3″ css=”.vc_custom_1656714429919{padding-top: 32px !important;padding-right: 32px !important;padding-bottom: 32px !important;padding-left: 32px !important;background-color: rgba(0,38,58,0.05) !important;*background-color: rgb(0,38,58) !important;}” el_class=”plan-content everest-color”]

DEDUCTIBLE OPTIONS<\/h3><\/div>
[vc_column_text]<\/p>\n\n\n\n\n\n\n
<\/th>\nI<\/th>\nII<\/th>\nIII<\/th>\nIV<\/th>\nV<\/th>\nVI<\/th>\nVII<\/th>\n<\/tr>\n<\/thead>\n
Outside USA<\/td>\nUS$500<\/td>\nUS$1,000<\/td>\nUS$2,000<\/td>\nUS$5,000<\/td>\nUS$10,000<\/td>\nUS$20,000<\/td>\nUS$50,000<\/td>\n<\/tr>\n
Inside USA<\/td>\nUS$1,000<\/td>\nUS$2,000<\/td>\nUS$3,000<\/td>\n<\/tr>\n<\/tbody>\n<\/table>\n

[\/vc_column_text]<\/div><\/div>

PLAN INFORMATION<\/h3><\/div>
[vc_column_text]<\/p>\n\n\n\n\n\n\n\n\n
BENEFIT<\/th>\nCOVERAGE<\/th>\n<\/tr>\n<\/thead>\n
Maximum coverage per person, per policy year<\/td>\nUnlimited<\/td>\n<\/tr>\n
Age limit to apply<\/td>\nUp to 79 years old<\/td>\n<\/tr>\n
Waiting period<\/td>\n30 days<\/td>\n<\/tr>\n
Geographical coverage<\/td>\nWorldwide, without restrictions of doctors and hospitals<\/td>\n<\/tr>\n<\/tbody>\n<\/table>\n

[\/vc_column_text]<\/div><\/div>

INPATIENT PROVISIONS<\/h3><\/div>
[vc_column_text]<\/p>\n\n\n\n\n\n\n\n\n\n\n\n
BENEFIT<\/th>\nCOVERAGE<\/th>\n<\/tr>\n<\/thead>\n
Standard private hospital room<\/td>\n100%<\/td>\n<\/tr>\n
Special benefit for suite accommodation (subject to availability)<\/td>\n100%<\/td>\n<\/tr>\n
Intensive care unit<\/td>\n100%<\/td>\n<\/tr>\n
Adult companion accommodation expenses of a hospitalized insured<\/td>\nUnder 18 years old<\/td>\n100%, unlimited nights<\/td>\n<\/tr>\n
Over 18 years old<\/td>\n100%, max. of 30 nights<\/td>\n<\/tr>\n
Prescribed medications while hospitalized<\/td>\n100%<\/td>\n<\/tr>\n
Psychiatric Treatments<\/td>\nUS$5,000<\/td>\n<\/tr>\n<\/tbody>\n<\/table>\n

[\/vc_column_text]<\/div><\/div>

OUTPATIENT PROVISIONS<\/h3><\/div>
[vc_column_text]<\/p>\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n
BENEFIT<\/th>\nCOVERAGE<\/th>\n<\/tr>\n<\/thead>\n
Emergency care<\/td>\n100%<\/td>\n<\/tr>\n
Physician and specialist visits<\/td>\n100%<\/td>\n<\/tr>\n
Physician and specialist home visits<\/td>\n100%<\/td>\n<\/tr>\n
Prescription medication<\/td>\n100%<\/td>\n<\/tr>\n
Complementary therapies: chiropractor, psychologist, psychiatrist, osteopathy and\/or acupuncture<\/td>\nUS$15,000<\/td>\n<\/tr>\n
Nurse or therapist care at home<\/td>\n100%<\/td>\n<\/tr>\n
Preventive health checkup, per insured, no deductible applies (options I, II, III, IV, V & VI)<\/td>\n\n
    \n
  • US$300 per visit, up to 6 visits, for insureds 0 to 12 months of age<\/li>\n
  • Up to US$500 from 12 months of age, including up to US$75 per preventive dental checkup in options I, II and III<\/li>\n<\/ul>\n<\/td>\n<\/tr>\n
Hearing aids<\/td>\nUS$4,000 per lifetime.<\/td>\n<\/tr>\n
Alzheimer\u2019s disease<\/td>\n100%<\/td>\n<\/tr>\n
Autism treatment<\/td>\n\n
    \n
  • 100% if the insured was born under a covered maternity<\/li>\n
  • US$12,000 for insureds not born under a covered maternity, and who developed the condition while they were insured<\/li>\n<\/ul>\n<\/td>\n<\/tr>\n
Allergy treatment<\/td>\n100%<\/td>\n<\/tr>\n<\/tbody>\n<\/table>\n

[\/vc_column_text]<\/div><\/div>

GENERAL PROVISIONS<\/h3>

The following benefits offer the same coverage for both inpatient and outpatient procedures.<\/p>\n<\/div><\/div>

[vc_column_text]<\/p>\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n
BENEFIT<\/th>\nCOVERAGE<\/th>\n<\/tr>\n<\/thead>\n
Surgeon and anesthesiologist fees<\/td>\n100%<\/td>\n<\/tr>\n
Diagnostic study services (laboratory tests, pathology, X-rays, MRI\/CT\/ PET scans)<\/td>\n100%<\/td>\n<\/tr>\n
Oncology: cancer tests, treatment (chemotherapy and\/or radiotherapy) and medication<\/td>\n100%<\/td>\n<\/tr>\n
Surgery to reduce the risk of cancer or prophylactic surgery<\/td>\nUS$50,000 per lifetime (after a 12-month waiting period)<\/td>\n<\/tr>\n
Dialysis services<\/td>\n100%<\/td>\n<\/tr>\n
Prostheses and medical appliances implanted during surgery<\/td>\n100%<\/td>\n<\/tr>\n
Organ transplant (per organ\/tissue)<\/td>\nUS$5,000,000 per lifetime Includes expenses of the live donor<\/td>\n<\/tr>\n
Durable medical equipment<\/td>\n100%<\/td>\n<\/tr>\n
Physical therapy and rehabilitation<\/td>\n100%<\/td>\n<\/tr>\n
Specialized treatments (occupational therapy, speech therapy, sleep apnea and other sleep disorders)<\/td>\nUS$6,000<\/td>\n<\/tr>\n
Congenital conditions<\/td>\nDiagnosed before age 18<\/td>\nUS$2,100,000 per lifetime<\/td>\n<\/tr>\n
Diagnosed after age 18<\/td>\n100%<\/td>\n<\/tr>\n
HIV-AIDS<\/td>\nUS$1,100,000 per lifetime (after a 24-month waiting period)<\/td>\n<\/tr>\n
Bariatric surgery<\/td>\nUS$25,000 per lifetime (after a 24-month waiting period)<\/td>\n<\/tr>\n
Surgical treatment of symptomatic foot disorders<\/td>\n100% (after a 24-month waiting period)<\/td>\n<\/tr>\n
Reconstructive surgery after an accident or illness<\/td>\nUp to the benefit limit<\/td>\n<\/tr>\n<\/tbody>\n<\/table>\n

[\/vc_column_text]<\/div><\/div>

MATERNITY PROVISIONS<\/h3>

10-month waiting period, no deductible applies.<\/p>\n<\/div><\/div>

[vc_column_text]<\/p>\n\n\n\n\n\n\n\n\n\n\n
BENEFIT<\/th>\nCOVERAGE<\/th>\n<\/tr>\n<\/thead>\n
Maternity (options I, II & III)<\/td>\n\n
    \n
  • 100%* normal delivery or scheduled cesarian delivery in a hospital with self-pay package<\/li>\n
  • US$10,000 for normal delivery (if only mother is insured)<\/li>\n
  • US$12,000 for cesarean delivery (If both parents are insured)<\/li>\n<\/ul>\n<\/td>\n<\/tr>\n
Stem cell collection and storage (options I, II & III)<\/td>\nUS$2,500 per covered pregnancy<\/td>\n<\/tr>\n
Maternity and newborn complications (options I, II & III)<\/td>\nUS$1,250,000 per lifetime<\/td>\n<\/tr>\n
Inclusion of the newborn within 90 days after the birth (options I, II & III)<\/td>\nWithout underwriting, if born from a covered maternity<\/td>\n<\/tr>\n
Free coverage for dependents up to 5 years old (option I)<\/td>\n\n
    \n
  • Max. of 2 children born from a covered maternity, if both parents are insured in the policy<\/li>\n
  • Max. of 1 child born from a covered maternity, if only the mother is insured in the policy<\/li>\n<\/ul>\n<\/td>\n<\/tr>\n
Fertility treatment (options I & II)<\/td>\nUS$6,000 per lifetime, after deductible (after a 24-month waiting period)<\/td>\n<\/tr>\n<\/tbody>\n<\/table>\n

[\/vc_column_text]<\/div><\/div>

MEDICAL EVACUATION PROVISIONS<\/h3><\/div>
[vc_column_text]<\/p>\n\n\n\n\n\n\n\n\n
BENEFIT<\/th>\nCOVERAGE<\/th>\n<\/tr>\n<\/thead>\n
Emergency transportation<\/td>\nGround ambulance<\/td>\n100%*, no deductible applies<\/td>\n<\/tr>\n
Air ambulance<\/td>\n100%*, no deductible applies<\/td>\n<\/tr>\n
Cost of return ticket for the insured and one companion after an evacuation by air ambulance<\/td>\nUS$3,000 per person<\/td>\n<\/tr>\n
Repatriation or cremation of mortal remains<\/td>\n100%<\/td>\n<\/tr>\n<\/tbody>\n<\/table>\n

[\/vc_column_text]<\/div><\/div>

OTHER PROVISIONS<\/h3><\/div>
[vc_column_text]<\/p>\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n
BENEFIT<\/th>\nCOVERAGE<\/th>\n<\/tr>\n<\/thead>\n
High-risk sports and activities<\/td>\n100%*<\/td>\n<\/tr>\n
Emergency dental coverage<\/td>\n100% for treatment within the first 180 days of the covered accident<\/td>\n<\/tr>\n
Refractive eye surgery<\/td>\nUS$750 per eye, per lifetime (after a 24-month waiting period)<\/td>\n<\/tr>\n
Palliative care<\/td>\n100%*<\/td>\n<\/tr>\n
Temporary coverage for accidents while the application is being underwritten<\/td>\nUS$40,000<\/td>\n<\/tr>\n
Free extended coverage for eligible dependents after the policyholder\u2019s death<\/td>\n2 years<\/td>\n<\/tr>\n
Deductible elimination\/reduction for no claims for 3 years<\/td>\nOPTIONS I, II, III & IV:<\/p>\n
    \n
  • Elimination for 1 year after the 3rd year without claims<\/li>\n
  • Reduction of 50% of the deductible for 1 year after the 3rd year, if the deductible was not met in any of the years<\/li>\n<\/ul>\n

    OPTIONS V & VI:<\/p>\n

      \n
    • Reduction of 50% of the deductible for 1 year after the 3rd year without claims<\/li>\n<\/ul>\n<\/td>\n<\/tr>\n
Executive checkup<\/td>\nUp to US$1,500, after a 24-month waiting period within the EVER\u00ae Prevent Network.<\/td>\n<\/tr>\n
Female Sterilization (Tubal Ligation)<\/td>\nUp to US$1,500 per lifetime, after 10-months waiting period (options I, II & III)<\/td>\n<\/tr>\n
Male Sterilization (Vasectomy)<\/td>\nUp to US$1,500 per lifetime, after 24-months waiting period (options I, II & III)<\/td>\n<\/tr>\n
Nutritionist visits<\/td>\nUp to 5 visits per policy year<\/td>\n<\/tr>\n
EVER Expert Medical Review\u00ae<\/td>\nUnlimited access to medical reviews from recognized world experts, deductible does not apply<\/td>\n<\/tr>\n<\/tbody>\n<\/table>\n

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