{"id":6629,"date":"2025-03-18T12:33:09","date_gmt":"2025-03-18T17:33:09","guid":{"rendered":"https:\/\/everinsuranceglobal.com\/?page_id=6629"},"modified":"2026-02-05T12:50:28","modified_gmt":"2026-02-05T17:50:28","slug":"clever","status":"publish","type":"page","link":"https:\/\/everinsuranceglobal.com\/en\/clever\/","title":{"rendered":"CLEVER"},"content":{"rendered":"

[vc_row equal_height=”yes”][vc_column width=”1\/3″]

PLANES<\/h6>

DE SALUD<\/i><\/h3><\/div>[vc_btn title=”EVEREST” shape=”square” color=”blue” align=”left” css=”” el_class=”ever-alt” link=”url:https%3A%2F%2Feverinsuranceglobal.com%2Fen%2Feverest%2F|title:EVEREST”][vc_btn title=”EVERMORE” shape=”square” color=”purple” align=”left” css=”” el_class=”ever-alt” link=”url:https%3A%2F%2Feverinsuranceglobal.com%2Fen%2Fevermore%2F|title:EVERMORE”][vc_btn title=”EVERYWHERE” shape=”square” align=”left” css=”” el_class=”ever-alt” link=”url:https%3A%2F%2Feverinsuranceglobal.com%2Fen%2Feverywhere%2F|title:EVERYWHERE”][vc_btn title=”EVERLASTING” shape=”square” color=”juicy-pink” align=”left” css=”” el_class=”ever-alt” link=”url:https%3A%2F%2Feverinsuranceglobal.com%2Fen%2Feverlasting%2F|title:EVERLASTING”][vc_btn title=”CLEVER” shape=”square” color=”peacoc” align=”left” css=”” el_class=”ever-alt activo” link=”url:https%3A%2F%2Feverinsuranceglobal.com%2Fen%2Fclever%2F|title:CLEVER”][vc_btn title=”COMPARATIVO” shape=”square” align=”left” el_class=”ever-alt” link=”url:https%3A%2F%2Feverinsuranceglobal.com%2Fpt-br%2Fcomparativo%2F|title:LEVERAGE”][\/vc_column][vc_column width=”2\/3″ css=”.vc_custom_1657561091458{padding-top: 32px !important;padding-right: 25px !important;padding-bottom: 32px !important;padding-left: 25px !important;background-color: rgba(0,38,58,0.05) !important;*background-color: rgb(0,38,58) !important;}” el_class=”plan-content everest-color”][vc_column_text css=””]\n
\n

DEDUCTIBLE OPTIONS<\/h2>\n<\/div>\n\n\n
\n
\n

<\/p>\n \n \n \n \n \n \n
<\/th>\n I<\/th>\n II<\/th>\n III<\/th>\n IV<\/th>\n <\/tr>\n <\/thead>\n
Outside USA<\/td>\n US$2,000<\/td>\n US$5,000<\/td>\n US$10,000<\/td>\n US$20,000<\/td>\n <\/tr>\n
Inside USA<\/td>\n <\/tr>\n <\/tbody>\n <\/table>\n

<\/p>\n <\/div>\n<\/div>\n\n\n\n

\n

PLAN INFORMATION<\/h2>\n <\/div>\n \n
\n
\n

<\/p>\n \n \n \n \n \n \n \n \n \n
BENEFIT<\/th>\n COVERAGE<\/th>\n <\/tr>\n <\/thead>\n
Maximum coverage per insured, per policy year<\/td>\n US$1.000.000<\/td>\n <\/tr>\n
Age limit for applying<\/td>\n Up to 79 years old<\/td>\n <\/tr>\n
Waiting period<\/td>\n 30 days<\/td>\n <\/tr>\n
Coverage outside the United States<\/td>\n 100%* with free choice of doctors and hospitals<\/td>\n <\/tr>\n
Coverage within the United States<\/td>\n \u2022 100%* at LEVERAGE\u00ae US Network Providers
\u2022 Outside the LEVERAGE\u00ae US Network, coverage will be 60%, with a maximum daily rate of up to US$700 for a standard room and up to US$1,400 per day for intensive care
\u2022 Emergency medical treatment will be covered at 100%* up to the policy limits<\/td>\n <\/tr>\n <\/tbody>\n <\/table>\n

<\/p>\n <\/div>\n <\/div>\n

\n

COVERED CONDITIONS <\/h2>\n <\/div>\n \n
\n
\n

<\/p>\n \n \n \n \n \n \n \n \n \n \n \n \n
BENEFIT<\/th>\n COVERAGE<\/th>\n <\/tr>\n <\/thead>\n
Neurological diseases (including strokes) <\/td>\n US$200,000<\/td>\n <\/tr>\n
Cardiac revascularization surgery and angioplasty <\/td>\n US$200,000<\/td>\n <\/tr>\n
Cancer (exams, medications, chemotherapy, radiation therapy, tumor surgery, and reconstructive surgery)<\/td>\n US$250.000<\/td>\n <\/tr>\n
Multiple trauma (including rehabilitation) <\/td>\n US$250,000<\/td>\n <\/tr>\n
Chronic kidney failure (dialysis or hemodialysis) <\/td>\n US$200,000<\/td>\n <\/tr>\n
Severe burns (including reconstructive surgery) <\/td>\n US$350,000<\/td>\n <\/tr>\n
Infectious diseases requiring hospitalization <\/td>\n US$200,000<\/td>\n <\/tr>\n
Organ and tissue transplant <\/td>\n US$550,000 lifetime Includes US$100,000 benefit for living donor expenses<\/td>\n <\/tr>\n <\/tbody>\n <\/table>\n

<\/p>\n <\/div>\n <\/div>\n

\n

HOSPITAL BENEFITS<\/h2>\n <\/div>\n \n
\n
\n

<\/p>\n \n \n \n \n \n \n \n \n \n \n
BENEFIT<\/th>\n COVERAGE<\/th>\n <\/tr>\n <\/thead>\n
Standard hospital room <\/td>\n 100%*<\/td>\n <\/tr>\n
Use of intensive care unit <\/td>\n 100%*<\/td>\n <\/tr>\n
Bed expenses for an adult accompanying a hospitalized insured person<\/td>\n For an Insured under 18 years of age<\/td>\n US$150 per night, max. 30 nights<\/td>\n <\/tr>\n
From an Insured over the age of 18<\/td>\n 100%, max. 21 nights<\/td>\n <\/tr>\n
Medications prescribed during hospitalization <\/td>\n 100%*<\/td>\n <\/tr>\n
Physical and rehabilitation therapy <\/td>\n 100% UCR in covered conditions<\/td>\n <\/tr>\n <\/tbody>\n <\/table>\n

<\/p>\n <\/div>\n <\/div>\n

\n

OUTPATIENT BENEFITS<\/h2>\n <\/div>\n \n
\n
\n

<\/p>\n \n \n \n \n \n \n \n \n \n \n
BENEFIT<\/th>\n COVERAGE<\/th>\n <\/tr>\n <\/thead>\n
Emergency room and urgent care services <\/td>\n 100% in covered conditions<\/td>\n <\/tr>\n
Visits to physicians and specialists <\/td>\n 100% in covered conditions<\/td>\n <\/tr>\n
Visits from doctors and specialists at home (where available)<\/td>\n 100% in covered conditions<\/td>\n <\/tr>\n
Outpatient prescription medications<\/td>\n US$5,000<\/td>\n <\/tr>\n
Home nursing or therapist care <\/td>\n US$7,000<\/td>\n <\/tr>\n
Physical and rehabilitation therapy <\/td>\n US$7,000<\/td>\n <\/tr>\n <\/tbody>\n <\/table>\n

<\/p>\n <\/div>\n <\/div>\n

\n

GENERAL BENEFITS<\/h2>\n <\/div>\n \n
\n
\n

<\/p>\n \n \n \n \n \n \n \n \n \n \n \n \n \n
BENEFIT<\/th>\n COVERAGE<\/th>\n <\/tr>\n <\/thead>\n
Surgeon and anesthesiologist Fees <\/td>\n 100% in covered conditions<\/td>\n <\/tr>\n
Laboratory tests and diagnostic services (laboratory tests, pathology, X-rays, MRI\/CT\/PET scans)<\/td>\n 100% in Covered Conditions<\/td>\n <\/tr>\n
Durable medical equipment <\/td>\n US$7,000 in Covered Conditions<\/td>\n <\/tr>\n
Congenital and\/or Hereditary Conditions<\/td>\n Diagnosed before age of 18<\/td>\n 10% of the benefit in Covered Conditions, Lifetime<\/td>\n <\/tr>\n
Diagnosed after age 18<\/td>\n 50% of the benefit in Covered Conditions, Lifetime<\/td>\n <\/tr>\n
Reconstructive surgery after an accident or illness <\/td>\n Up to the maximum benefit<\/td>\n <\/tr>\n
Emergency Transportation<\/td>\n Ground Ambulance<\/td>\n 100%* for Covered Conditions, no deductible applies<\/td>\n <\/tr>\n
Air Ambulance<\/td>\n US$30,000 in Covered Conditions, no deductible applies<\/td>\n <\/tr>\n
Repatriation or cremation of mortal remains<\/td>\n US$10,000<\/td>\n <\/tr>\n <\/tbody>\n <\/table>\n

<\/p>\n <\/div>\n <\/div>\n

\n

OTHER BENEFITS<\/h2>\n <\/div>\n \n
\n
\n

<\/p>\n \n \n \n \n \n \n \n
BENEFIT<\/th>\n COVERAGE<\/th>\n <\/tr>\n <\/thead>\n
Treatment for injuries during training or practice of high-risk activities and\/or non-professional sports<\/td>\n US$100,000 lifetime benefit for multiple trauma or severe burns<\/td>\n <\/tr>\n
Palliative care <\/td>\n 100%* of covered conditions<\/td>\n <\/tr>\n
EVER\u00ae Expert Medical Review <\/td>\n Access to a second medical opinion from renowned experts around the world, no deductible applies<\/td>\n <\/tr>\n <\/tbody>\n <\/table>\n

<\/p>\n <\/div>\n <\/div>\n

\n

OPTIONAL ADDITIONAL BENEFITS (ANNEXES)<\/h2>\n <\/div>\n \n
\n
\n

<\/p>\n \n \n \n \n \n
BENEFIT<\/th>\n COVERAGE<\/th>\n <\/tr>\n <\/thead>\n
Emergency coverage when traveling abroad <\/td>\n Up to US$5,000 for emergency medical treatment abroad<\/td>\n <\/tr>\n <\/tbody>\n <\/table>\n

<\/p>\n <\/div>\n <\/div>\n \n\n\n\n
\n

\n DOWNLOAD <\/i>\n <\/a>\n <\/div>\n [\/vc_column_text][\/vc_column][\/vc_row][vc_row equal_height=”yes” disable_element=”yes”][vc_column width=”1\/3″]
PLANES<\/h6>

DE SALUD<\/i><\/h3><\/div>[vc_btn title=”EVEREST” shape=”square” color=”blue” align=”left” el_class=”ever-alt activo” link=”url:https%3A%2F%2Feverinsuranceglobal.com%2Fpt-br%2Feverest%2F|title:EVEREST”][vc_btn title=”EVERYWHERE” shape=”square” align=”left” el_class=”ever-alt” link=”url:https%3A%2F%2Feverinsuranceglobal.com%2Fpt-br%2Feverywhere%2F|title:EVERYWHERE”][vc_btn title=”EVERPRESENT” shape=”square” color=”peacoc” align=”left” el_class=”ever-alt” link=”url:https%3A%2F%2Feverinsuranceglobal.com%2Fpt-br%2Feverpresent%2F|title:EVERYWHERE”][vc_btn title=”EVERLASTING” shape=”square” color=”juicy-pink” align=”left” el_class=”ever-alt” link=”url:https%3A%2F%2Feverinsuranceglobal.com%2Fpt-br%2Feverlasting%2F|title:EVERLASTING”][vc_btn title=”COMPARATIVO” shape=”square” align=”left” el_class=”ever-alt” link=”url:https%3A%2F%2Feverinsuranceglobal.com%2Fpt-br%2Fcomparativo%2F|title:LEVERAGE”][\/vc_column][vc_column width=”2\/3″ css=”.vc_custom_1657561091458{padding-top: 32px !important;padding-right: 25px !important;padding-bottom: 32px !important;padding-left: 25px !important;background-color: rgba(0,38,58,0.05) !important;*background-color: rgb(0,38,58) !important;}” el_class=”plan-content everest-color”]

OP\u00c7\u00d5ES DE FRANQUIA<\/h3><\/div>
[vc_column_text]<\/p>\n\n\n\n\n\n\n
<\/th>\nI<\/th>\nII<\/th>\nIII<\/th>\nIV<\/th>\nV<\/th>\n<\/tr>\n<\/thead>\n
Fora dos EUA<\/td>\nUS$2.000<\/td>\nUS$5.000<\/td>\nUS$10.000<\/td>\nUS$20.000<\/td>\nUS$50.000<\/td>\n<\/tr>\n
Dentro dos EUA<\/td>\n<\/tr>\n<\/tbody>\n<\/table>\n

[\/vc_column_text]<\/div><\/div>

INFORMA\u00c7\u00c3O DO PLANO<\/h3><\/div>
[vc_column_text]<\/p>\n\n\n\n\n\n\n\n\n
BENEF\u00cdCIO<\/th>\nCOBERTURA<\/th>\n<\/tr>\n<\/thead>\n
Cobertura m\u00e1xima por pessoa por ano de ap\u00f3lice<\/td>\nIlimitada<\/td>\n<\/tr>\n
Limite de idade para o solicitante<\/td>\nAt\u00e9 79 anos de idade<\/td>\n<\/tr>\n
Per\u00edodo de car\u00eancia<\/td>\n30 dias<\/td>\n<\/tr>\n
Cobertura geogr\u00e1fica<\/td>\nMundial, sem restri\u00e7\u00e3o de m\u00e9dicos e hospitais<\/td>\n<\/tr>\n<\/tbody>\n<\/table>\n

[\/vc_column_text]<\/div><\/div>

BENEF\u00cdCIOS HOSPITALARES<\/h3><\/div>
[vc_column_text]<\/p>\n\n\n\n\n\n\n\n\n\n\n\n
BENEF\u00cdCIO<\/th>\nCOBERTURA<\/th>\n<\/tr>\n<\/thead>\n
Quarto de hospital est\u00e2ndar particular<\/td>\n100%*<\/td>\n<\/tr>\n
Benef\u00edcio especial para uso de uma su\u00edte (sujeito a disponibilidade)<\/td>\n100%*<\/td>\n<\/tr>\n
Unidade de cuidados intensivos<\/td>\n100%<\/td>\n<\/tr>\n
Despesas de acomoda\u00e7\u00e3o para acompanhante de um segurado hospitalizado<\/td>\nMenor de 18 anos de idade<\/td>\n100%*, sem limite de noites<\/td>\n<\/tr>\n
Maior de 18 anos de idade<\/td>\n100%*, m\u00e1ximo de 30 noites<\/td>\n<\/tr>\n
Medicamentos prescritos durante a interna\u00e7\u00e3o<\/td>\n100%*<\/td>\n<\/tr>\n
Tratamento psiqui\u00e1trico<\/td>\nUS$12.500<\/td>\n<\/tr>\n<\/tbody>\n<\/table>\n

[\/vc_column_text]<\/div><\/div>

BENEF\u00cdCIOS AMBULAT\u00d3RIOS<\/h3><\/div>
[vc_column_text]<\/p>\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n
BENEF\u00cdCIO<\/th>\nCOBERTURA<\/th>\n<\/tr>\n<\/thead>\n
Atendimento em sala de emerg\u00eancia e pronto socorro<\/td>\n100%*<\/td>\n<\/tr>\n
Consulta m\u00e9dicas e de especialistas<\/td>\n100%*<\/td>\n<\/tr>\n
Consulta m\u00e9dica e de especialistas em resid\u00eancia<\/td>\n100%*<\/td>\n<\/tr>\n
Medicamentos de prescri\u00e7\u00e3o<\/td>\n100%*<\/td>\n<\/tr>\n
Terapias complementares: quiropraxia, psiquiatria, terapia da fala, osteopatia e\/ou acupuntura.<\/td>\n100%* UCR at\u00e9 100 visitas, todas as terapias combinadas<\/td>\n<\/tr>\n
Cuidados de enfermagem ou terapeuta no domic\u00edlio<\/td>\n100%*<\/td>\n<\/tr>\n
Exame m\u00e9dico preventivo (check up) por segurado, sem franquia<\/td>\nTODAS AS OP\u00c7\u00d5ES
\n(Ap\u00f3s per\u00edodo de espera de 3 meses)
\n\u2022 100% UCR para segurados de idades de 0 at\u00e9 os 6 meses de idade, m\u00e1x. 8 visitas por ano ap\u00f3lice.
\n\u2022 US$800 por ano ap\u00f3lice, para segurados de idades de 6 meses at\u00e9 17 anos de idade, incluindo at\u00e9 $75.00 para check up dental preventivo nas op\u00e7\u00f5es I e II
\n\u2022 US$1.000 por ano ap\u00f3lice, para segurados a partir de 18 anos de idade, incluindo at\u00e9 $75.00 para check up dental preventivo nas op\u00e7\u00f5es I e II<\/td>\n<\/tr>\n
Aparelhos auditivos<\/td>\nUS$4.000 vital\u00edcio<\/td>\n<\/tr>\n
Alzheimer<\/td>\n100%*<\/td>\n<\/tr>\n
Tratamento de autismo<\/td>\n\u2022 100% se o segurado for nascido de uma maternidade coberta.
\n\u2022 US$12.000 para os segurados que n\u00e3o forem nascidos em uma maternidade coberta e que tenham desenvolvido a condi\u00e7\u00e3o m\u00e9dica durante a cobertura da ap\u00f3lice.<\/td>\n<\/tr>\n
Tratamento de alergias<\/td>\n100%<\/td>\n<\/tr>\n<\/tbody>\n<\/table>\n

[\/vc_column_text]<\/div><\/div>

BENEF\u00cdCIOS GERAIS<\/h3>

Os seguintes benef\u00edcios oferecem a mesma cobertura para procedimentos de pacientes em interna\u00e7\u00e3o e ambulat\u00f3rio<\/p>\n<\/div><\/div>

[vc_column_text]<\/p>\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n
BENEF\u00cdCIO<\/th>\nCOBERTURA<\/th>\n<\/tr>\n<\/thead>\n
Honor\u00e1rios para cirurgi\u00e3o e do anestesista<\/td>\n100%*<\/td>\n<\/tr>\n
Servi\u00e7os de laborat\u00f3rio e servi\u00e7os de diagn\u00f3stico (exame de laborat\u00f3rio, patologias, raio x, resson\u00e2ncias magn\u00e9ticas, tomografia computorizada \/ tomografia por emiss\u00e3o de p\u00f3sitrones)<\/td>\n100%*<\/td>\n<\/tr>\n
Oncologia, exames de c\u00e2ncer, tratamento (quimioterapia e \/ou radioterapia) e medicamentos<\/td>\n100%*<\/td>\n<\/tr>\n
Cirurgia para redu\u00e7\u00e3o do risco de c\u00e2ncer ou cirurgia profil\u00e1tica<\/td>\nUS$50.000 vital\u00edcio (ap\u00f3s per\u00edodo de espera de 12 meses)<\/td>\n<\/tr>\n
Servi\u00e7os de dialiseis<\/td>\n100%*<\/td>\n<\/tr>\n
Pr\u00f3teses e meios corretivos implantados durante a cirurgia<\/td>\n100%*<\/td>\n<\/tr>\n
Transplante de \u00f3rg\u00e3os (por \u00f3rg\u00e3o \/ tecido)<\/td>\nUS$5.000.000 vital\u00edcio inclui despesas do doador vivo<\/td>\n<\/tr>\n
Equipamento m\u00e9dico dur\u00e1vel<\/td>\n100%*<\/td>\n<\/tr>\n
Psicoterapia<\/td>\nUS$6.000<\/td>\n<\/tr>\n
Medicamentos prescritos para a sa\u00fade mental<\/td>\nUS$6,000<\/td>\n<\/tr>\n
Fisioterapia e reabilita\u00e7\u00e3o<\/td>\n100%*<\/td>\n<\/tr>\n
Tratamentos especializados (terapia ocupacional, logo pedia, apneia do sono e outras doen\u00e7as do sono)<\/td>\nUS$6.000<\/td>\n<\/tr>\n
Condi\u00e7\u00f5es cong\u00eanitas<\/td>\nDiagnosticadas antes dos 18 anos<\/td>\nUS$2.100.000 vital\u00edcio<\/td>\n<\/tr>\n
Diagnosticadas ap\u00f3s os 18 anos<\/td>\n100%*<\/td>\n<\/tr>\n
VIH \u2013 AIDS<\/td>\nUS$1.100.000 vital\u00edcio (ap\u00f3s o per\u00edodo de espera 24 meses).<\/td>\n<\/tr>\n
Cirurgia bari\u00e1trica<\/td>\nUS$25.000 vital\u00edcio (ap\u00f3s o per\u00edodo 24 meses)<\/td>\n<\/tr>\n
Tratamento cir\u00fargico das doen\u00e7as sintom\u00e1ticas do p\u00e9<\/td>\n100%* (ap\u00f3s o per\u00edodo de espera de 24 meses)<\/td>\n<\/tr>\n
Cirurgia reconstrutiva ap\u00f3s um acidente ou doen\u00e7a<\/td>\nDentro do limite do benef\u00edcio<\/td>\n<\/tr>\n<\/tbody>\n<\/table>\n

[\/vc_column_text]<\/div><\/div>

BENEF\u00cdCIOS DE MATERNIDADE<\/h3>

Per\u00edodo de espera de 10 meses, sem franquia<\/p>\n<\/div><\/div>

[vc_column_text]<\/p>\n\n\n\n\n\n\n\n\n\n\n
BENEF\u00cdCIO<\/th>\nCOBERTURA<\/th>\n<\/tr>\n<\/thead>\n
Maternidade (op\u00e7\u00f5es I e II)<\/td>\nOP\u00c7\u00c3O I:
\n\u2022 US$10.000 para parto normal
\n\u2022 US$12.000 para ces\u00e1rea (sem aplica\u00e7\u00e3o de franquia)
\nOP\u00c7\u00c3O II:
\n\u2022 US$10.000 para parto normal
\n\u2022 US$12.000 para ces\u00e1rea (com aplica\u00e7\u00e3o de franquia)<\/td>\n<\/tr>\n
Extra\u00e7\u00e3o e armazenamento de c\u00e9lulas tronco (op\u00e7\u00e3o I)<\/td>\nUS$2.500 por gravidez coberta<\/td>\n<\/tr>\n
Complica\u00e7\u00f5es de maternidade e do rec\u00e9m-nascido (op\u00e7\u00f5es I e II)<\/td>\nOP\u00c7\u00c3O I:
\n\u2022 US$1.000.000 vital\u00edcio, sem aplica\u00e7\u00e3o de franquia
\nOP\u00c7\u00c3O II:
\n\u2022US$100.000 vital\u00edcio, com aplica\u00e7\u00e3o de franquia<\/td>\n<\/tr>\n
Inclus\u00e3o do rec\u00e9m-nascido dentro dos 90 dias ap\u00f3s o nascimento (op\u00e7\u00f5es I e II)<\/td>\nSem avalia\u00e7\u00e3o de risco, se tiver nascido de uma maternidade coberta<\/td>\n<\/tr>\n
Cobertura gratuita para dependentes at\u00e9 os 10 anos de idade (op\u00e7\u00e3o I)<\/td>\n\u2022 M\u00e1x. 2 crian\u00e7as nascidas de uma maternidade coberta se ambos pais estiverem segurados na ap\u00f3lice.
\n\u2022 M\u00e1x. 1 crian\u00e7a nascida de uma maternidade coberta se somente a m\u00e3e estivesse coberta na ap\u00f3lice<\/td>\n<\/tr>\n
Tratamento de fertilidade (op\u00e7\u00e3o I)<\/td>\nUS$6.000 vital\u00edcio, com aplica\u00e7\u00e3o de franquia (ap\u00f3s o per\u00edodo de espera de 24 meses)<\/td>\n<\/tr>\n<\/tbody>\n<\/table>\n

[\/vc_column_text]<\/div><\/div>

BENEF\u00cdCIOS DE RESGATE M\u00c9DICO<\/h3><\/div>
[vc_column_text]<\/p>\n\n\n\n\n\n\n\n\n
BENEF\u00cdCIO<\/th>\nCOBERTURA<\/th>\n<\/tr>\n<\/thead>\n
Transporte de emerg\u00eancia<\/td>\nAmbul\u00e2ncia terrestre<\/td>\n100%* sem franquia<\/td>\n<\/tr>\n
Ambul\u00e2ncia a\u00e9rea<\/td>\n100%* sem franquia<\/td>\n<\/tr>\n
Custo de passagem a\u00e9rea de retorno do segurado e um acompanhante ap\u00f3s uma evacua\u00e7\u00e3o por ambul\u00e2ncia a\u00e9rea<\/td>\nUS$3.000 por pessoa<\/td>\n<\/tr>\n
Repatria\u00e7\u00e3o ou crema\u00e7\u00e3o de restos mortais<\/td>\n100%*<\/td>\n<\/tr>\n<\/tbody>\n<\/table>\n

[\/vc_column_text]<\/div><\/div>

OUTROS BENEF\u00cdCIOS<\/h3><\/div>
[vc_column_text]<\/p>\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n
BENEF\u00cdCIO<\/th>\nCOBERTURA<\/th>\n<\/tr>\n<\/thead>\n
Atividades e esportes por hobby e profissional de alto risco<\/td>\n100%*<\/td>\n<\/tr>\n
Tratamento dental de emerg\u00eancia, como consequ\u00eancia de um acidente<\/td>\n100%* para o tratamento dentro dos primeiros 180 dias ap\u00f3s o acidente coberto<\/td>\n<\/tr>\n
Cirurgia refrativa ocular<\/td>\nUS$750 por olho, vital\u00edcio (ap\u00f3s o per\u00edodo de espera de 24 meses)<\/td>\n<\/tr>\n
Cuidados paliativos<\/td>\n100%*<\/td>\n<\/tr>\n
Cobertura temporal de acidentes durante o processo de subscri\u00e7\u00e3o<\/td>\nUS$40.000<\/td>\n<\/tr>\n
Cobertura gratuita para dependentes ap\u00f3s o falecimento do titular da ap\u00f3lice (remiss\u00e3o)<\/td>\n2 anos<\/td>\n<\/tr>\n
Elimina\u00e7\u00e3o\/ redu\u00e7\u00e3o da franquia por n\u00e3o apresentar reembolsos por 3 anos<\/td>\nOP\u00c7\u00d5ES I e II:
\n\u2022 Elimina\u00e7\u00e3o de 1 ano, depois de finalizar o 3\u00b0 Ano ap\u00f3lice sem apresentar reembolsos.
\n\u2022 Redu\u00e7\u00e3o do 50% da franquia durante 1 ano ap\u00f3lice, ap\u00f3s o 3 \u00b0 ano Ap\u00f3lice se a franquia n\u00e3o for atingida nos anos anteriores.
\nOP\u00c7\u00d5ES III e IV:
\n\u2022 Redu\u00e7\u00e3o do 50% da franquia durante 1 ano ap\u00f3lice ap\u00f3s o 3\u00b0 ano sem apresentar reclamos.<\/td>\n<\/tr>\n
Esteriliza\u00e7\u00e3o feminina (Ligadura de tubos)<\/td>\nAt\u00e9 US$1.500 vital\u00edcio, ap\u00f3s o per\u00edodo de espera de 10 meses (op\u00e7\u00f5es I e II)<\/td>\n<\/tr>\n
Esteriliza\u00e7\u00e3o masculina (Vasectomia)<\/td>\nAt\u00e9 US$1.500 vital\u00edcio, ap\u00f3s o per\u00edodo de espera de 24 meses (op\u00e7\u00f5es I e II)<\/td>\n<\/tr>\n
Servi\u00e7os de nutricionista<\/td>\nAt\u00e9 5 visitas por ano ap\u00f3lice<\/td>\n<\/tr>\n
EVER\u00ae Expert Medical Review<\/td>\nAcesso ilimitado para segunda opini\u00e3o m\u00e9dica com especialistas reconhecidos mundialmente, sem aplica\u00e7\u00e3o de franquia<\/td>\n<\/tr>\n<\/tbody>\n<\/table>\n

[\/vc_column_text]<\/div><\/div>[vc_column_text]<\/p>\n

(*) Estes benef\u00edcios est\u00e3o sujeitos aos custos usuais, de costume e razo\u00e1veis (UCR) para a regi\u00e3o geogr\u00e1fica<\/em><\/p>\n

[\/vc_column_text][vc_empty_space hide_on_mobile=””][vc_btn title=”FAZER DOWNLOAD” shape=”square” color=”blue” align=”left” i_align=”right” i_icon_fontawesome=”fas fa-file-pdf” css=”” add_icon=”true” el_class=”ever-alt activo” link=”url:https%3A%2F%2Feverinsuranceglobal.com%2Fwp-content%2Fuploads%2F2024%2F05%2FEVEREST-BRASIL-BOOK-por.pdf|title:EVEREST|target:_blank”][\/vc_column][\/vc_row]<\/p>\n<\/div>","protected":false},"excerpt":{"rendered":"

[vc_row equal_height=”yes”][vc_column width=”1\/3″][vc_btn title=”EVEREST” shape=”square” color=”blue” align=”left” css=”” el_class=”ever-alt” link=”url:https%3A%2F%2Feverinsuranceglobal.com%2Fen%2Feverest%2F|title:EVEREST”][vc_btn title=”EVERMORE” shape=”square” color=”purple” align=”left” css=”” el_class=”ever-alt” link=”url:https%3A%2F%2Feverinsuranceglobal.com%2Fen%2Fevermore%2F|title:EVERMORE”][vc_btn title=”EVERYWHERE” shape=”square” align=”left” css=”” el_class=”ever-alt” link=”url:https%3A%2F%2Feverinsuranceglobal.com%2Fen%2Feverywhere%2F|title:EVERYWHERE”][vc_btn title=”EVERLASTING” shape=”square” color=”juicy-pink” align=”left” css=”” el_class=”ever-alt” link=”url:https%3A%2F%2Feverinsuranceglobal.com%2Fen%2Feverlasting%2F|title:EVERLASTING”][vc_btn title=”CLEVER” shape=”square” color=”peacoc” align=”left” css=”” el_class=”ever-alt activo” link=”url:https%3A%2F%2Feverinsuranceglobal.com%2Fen%2Fclever%2F|title:CLEVER”][vc_btn title=”COMPARATIVO” shape=”square” align=”left” el_class=”ever-alt” link=”url:https%3A%2F%2Feverinsuranceglobal.com%2Fpt-br%2Fcomparativo%2F|title:LEVERAGE”][\/vc_column][vc_column width=”2\/3″ css=”.vc_custom_1657561091458{padding-top: 32px !important;padding-right: 25px !important;padding-bottom: 32px !important;padding-left: 25px !important;background-color: rgba(0,38,58,0.05) !important;*background-color: rgb(0,38,58) !important;}” el_class=”plan-content everest-color”][vc_column_text css=””][\/vc_column_text][\/vc_column][\/vc_row][vc_row…<\/p>\n","protected":false},"author":1,"featured_media":5519,"parent":0,"menu_order":0,"comment_status":"closed","ping_status":"closed","template":"","meta":{"footnotes":""},"class_list":["post-6629","page","type-page","status-publish","has-post-thumbnail","hentry"],"_links":{"self":[{"href":"https:\/\/everinsuranceglobal.com\/en\/wp-json\/wp\/v2\/pages\/6629","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/everinsuranceglobal.com\/en\/wp-json\/wp\/v2\/pages"}],"about":[{"href":"https:\/\/everinsuranceglobal.com\/en\/wp-json\/wp\/v2\/types\/page"}],"author":[{"embeddable":true,"href":"https:\/\/everinsuranceglobal.com\/en\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/everinsuranceglobal.com\/en\/wp-json\/wp\/v2\/comments?post=6629"}],"version-history":[{"count":6,"href":"https:\/\/everinsuranceglobal.com\/en\/wp-json\/wp\/v2\/pages\/6629\/revisions"}],"predecessor-version":[{"id":7106,"href":"https:\/\/everinsuranceglobal.com\/en\/wp-json\/wp\/v2\/pages\/6629\/revisions\/7106"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/everinsuranceglobal.com\/en\/wp-json\/wp\/v2\/media\/5519"}],"wp:attachment":[{"href":"https:\/\/everinsuranceglobal.com\/en\/wp-json\/wp\/v2\/media?parent=6629"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}