{"id":4119,"date":"2022-10-19T11:42:59","date_gmt":"2022-10-19T16:42:59","guid":{"rendered":"https:\/\/everinsuranceglobal.com\/?page_id=4119"},"modified":"2026-02-05T12:58:14","modified_gmt":"2026-02-05T17:58:14","slug":"everlasting","status":"publish","type":"page","link":"https:\/\/everinsuranceglobal.com\/en\/everlasting\/","title":{"rendered":"EVERLASTING"},"content":{"rendered":"

[vc_row equal_height=”yes”][vc_column width=”1\/3″]

PLANES<\/h6>

DE SALUD<\/i><\/h3><\/div>[vc_btn title=”EVEREST” shape=”square” color=”blue” align=”left” el_class=”ever-alt” link=”url:https%3A%2F%2Feverinsuranceglobal.com%2Fen%2Feverest%2F|title:EVEREST”][vc_btn title=”EVERMORE” shape=”square” color=”purple” align=”left” el_class=”ever-alt” link=”url:https%3A%2F%2Feverinsuranceglobal.com%2Fen%2Fevermore%2F|title:EVERMORE”][vc_btn title=”EVERYWHERE” shape=”square” align=”left” el_class=”ever-alt” link=”url:https%3A%2F%2Feverinsuranceglobal.com%2Fen%2Feverywhere%2F|title:EVERYWHERE”][vc_btn title=”LEVERAGE” shape=”square” color=”green” align=”left” el_class=”ever-alt” link=”url:https%3A%2F%2Feverinsuranceglobal.com%2Fen%2Fleverage%2F|title:LEVERAGE”][vc_btn title=”EVERLASTING” shape=”square” color=”juicy-pink” align=”left” el_class=”ever-alt activo” link=”url:https%3A%2F%2Feverinsuranceglobal.com%2Fen%2Feverlasting%2F|title:EVERLASTING”][vc_btn title=”CLEVER” shape=”square” color=”peacoc” align=”left” css=”” el_class=”ever-alt” link=”url:https%3A%2F%2Feverinsuranceglobal.com%2Fen%2Fclever%2F|title:CLEVER”][vc_btn title=”COMPARISON” shape=”square” align=”left” el_class=”ever-alt” link=”url:https%3A%2F%2Feverinsuranceglobal.com%2Fen%2Fcomparativo%2F|title:LEVERAGE”][\/vc_column][vc_column width=”2\/3″ css=”.vc_custom_1657561091458{padding-top: 32px !important;padding-right: 25px !important;padding-bottom: 32px !important;padding-left: 25px !important;background-color: rgba(0,38,58,0.05) !important;*background-color: rgb(0,38,58) !important;}” el_class=”plan-content everest-color”][vc_column_text]\n
\n

DEDUCTIBLE OPTIONS<\/h2>\n<\/div>\n\n\n
\n
\n

<\/p>\n \n \n \n \n \n \n
<\/th>\n I<\/th>\n II<\/th>\n III<\/th>\n IV<\/th>\n <\/tr>\n <\/thead>\n
Outside USA<\/td>\n US$2,500<\/td>\n US$5,000<\/td>\n US$10,000<\/td>\n US$20,000<\/td>\n <\/tr>\n
Inside USA<\/td>\n US$5,000<\/td>\n <\/tr>\n <\/tbody>\n <\/table>\n

<\/p>\n <\/div>\n<\/div>\n\n\n\n

\n

PLAN INFORMATION<\/h2>\n <\/div>\n \n
\n
\n

<\/p>\n \n \n \n \n \n \n \n \n \n
BENEFIT<\/th>\n COVERAGE<\/th>\n <\/tr>\n <\/thead>\n
Maximum coverage per insured<\/td>\n US$3,500,000 lifetime<\/td>\n <\/tr>\n
Maximum charges incurred per policy year, per insured<\/td>\n US$500,000<\/td>\n <\/tr>\n
Age range to apply<\/td>\n 60 \u2013 90 years old<\/td>\n <\/tr>\n
Waiting period<\/td>\n 30 days<\/td>\n <\/tr>\n
Geographic Coverage<\/td>\n Worldwide, with no restrictions of doctors and hospitals<\/td>\n <\/tr>\n <\/tbody>\n <\/table>\n

<\/p>\n <\/div>\n <\/div>\n

\n

HOSPITAL BENEFITS<\/h2>\n <\/div>\n \n
\n
\n

<\/p>\n \n \n \n \n \n \n \n \n \n
BENEFIT<\/th>\n COVERAGE<\/th>\n <\/tr>\n <\/thead>\n
Standard private room and hospitalization services (Includes hospital food, medications, laboratory tests, imaging studies, diagnostic procedures, specialized nurses and medical\/ surgical materials, among others)<\/td>\n US$2,500 per day, up to 120 days.
US$750 per day for additional days<\/td>\n <\/tr>\n
Intensive Care Unit<\/td>\n Up to US$3,300 per day, up to 30 days.
US$1,000 per day for additional days<\/td>\n <\/tr>\n
Surgeon and anesthesiologist fees<\/td>\n Up to US$50,000 per surgery, maximum 2 surgeries per policy year<\/td>\n <\/tr>\n
Additional hospital benefits (operating room and surgical implants)<\/td>\n Up to US$35,000 per surgery, maximum 2 surgeries per policy year<\/td>\n <\/tr>\n
Expense for accompanying a hospitalized insured<\/td>\n US$150 per night, maximum 30 nights<\/td>\n <\/tr>\n <\/tbody>\n <\/table>\n

<\/p>\n <\/div>\n <\/div>\n

\n

OUTPATIENT BENEFITS<\/h2>\n <\/div>\n \n
\n
\n

<\/p>\n \n \n \n \n \n \n \n \n \n \n \n \n \n \n
BENEFIT<\/th>\n COVERAGE<\/th>\n <\/tr>\n <\/thead>\n
Emergency room care<\/td>\n US$5,000 per visit, maximum 5 visits per policy year<\/td>\n <\/tr>\n
Outpatient surgery (included)<\/td>\n Up to US$50,000 per policy year<\/td>\n <\/tr>\n
Nurse or therapist care at home<\/td>\n Up to US$150 per day, max 30 days per policy year<\/td>\n <\/tr>\n
Visits to doctors and specialists<\/td>\n Up to US$125 per consultation, max 15 consultations per year<\/td>\n <\/tr>\n
Diagnostic study services (pathology, x-rays, MRI\/CT\/CT scan, echocardiogram, stress test, etc.). Only as pre-operative with pre-approval<\/td>\n Up to US$1,000, per exam, per insured<\/td>\n <\/tr>\n
Endoscopic procedures. Only as pre-op with pre-approval<\/td>\n Up to US$1,250, per exam, per insured<\/td>\n <\/tr>\n
Prescription medications after outpatient surgery or medical consultation<\/td>\n Up to US$2,500 per insured<\/td>\n <\/tr>\n
Preventive medical check-up per insured, no deductible (after a 12-month waiting period)<\/td>\n US$250 per insured<\/td>\n <\/tr>\n
Hearing aids<\/td>\n Up to US$1,250 per insured, lifetime<\/td>\n <\/tr>\n
Allergy treatment<\/td>\n 100%*<\/td>\n <\/tr>\n <\/tbody>\n <\/table>\n

<\/p>\n <\/div>\n <\/div>\n

\n

GENERAL BENEFITS<\/h2>\n
\n

The following benefits offer the same coverage for both inpatient and outpatient procedures.<\/p>\n <\/div>\n <\/div>\n \n

\n
\n

<\/p>\n \n \n \n \n \n \n \n \n \n \n \n
BENEFIT<\/th>\n COVERAGE<\/th>\n <\/tr>\n <\/thead>\n
Oncology (cancer tests, chemotherapy\/radiotherapy, medications)<\/td>\n Up to US$200,000 per insured<\/td>\n <\/tr>\n
Prostheses and medical devices implanted during surgery<\/td>\n 100%*<\/td>\n <\/tr>\n
Organ transplant (per organ\/tissue)<\/td>\n US$200.000, lifetime<\/td>\n <\/tr>\n
Living donor expenses included in the organ transplant<\/td>\n US$25,000, lifetime<\/td>\n <\/tr>\n
Durable medical equipment<\/td>\n Up to US$2,250 per insured<\/td>\n <\/tr>\n
Physical therapy and rehabilitation (in-hospital or outpatient)<\/td>\n Up to US$100 per visit, maximum 30 visits<\/td>\n <\/tr>\n
Reconstructive surgery after an accident or illness<\/td>\n 100%*<\/td>\n <\/tr>\n <\/tbody>\n <\/table>\n

<\/p>\n <\/div>\n <\/div>\n

\n

MEDICAL EVACUATION BENEFITS<\/h2>\n <\/div>\n \n
\n
\n

<\/p>\n \n \n \n \n \n \n \n
BENEFIT<\/th>\n COVERAGE<\/th>\n <\/tr>\n <\/thead>\n
Emergency transportation<\/td>\n Ground Ambulance<\/td>\n 100%*, no deductible applies<\/td>\n <\/tr>\n
Air Ambulance<\/td>\n Up to US$30,000, no deductible applies<\/td>\n <\/tr>\n
Repatriation or cremation of mortal remains<\/td>\n US$10,000<\/td>\n <\/tr>\n <\/tbody>\n <\/table>\n

<\/p>\n <\/div>\n <\/div>\n

\n

OTHER BENEFITS<\/h2>\n <\/div>\n \n
\n
\n

<\/p>\n \n \n \n \n \n \n \n \n
BENEFIT<\/th>\n COVERAGE<\/th>\n <\/tr>\n <\/thead>\n
Emergency dental treatment due to an accident<\/td>\n US$25,000 for treatment within the first 90 days of covered accident<\/td>\n <\/tr>\n
Palliative care<\/td>\n US$750 per day, up to 120 days<\/td>\n <\/tr>\n
Temporary accident coverage while the application is being processed<\/td>\n US$40,000<\/td>\n <\/tr>\n
EVER\u00ae Expert Medical Review<\/td>\n Unlimited access to world-renowned medical expert second opinions, no deductible applies<\/td>\n <\/tr>\n <\/tbody>\n <\/table>\n

<\/p>\n <\/div>\n <\/div>\n \n\n\n\n
\n

\n DOWNLOAD <\/i>\n <\/a>\n <\/div>\n [\/vc_column_text][\/vc_column][\/vc_row][vc_row equal_height=”yes” disable_element=”yes”][vc_column width=”1\/3″]
PLANES<\/h6>

DE SALUD<\/i><\/h3><\/div>[vc_btn title=”EVEREST” shape=”square” color=”blue” align=”left” el_class=”ever-alt” link=”url:https%3A%2F%2Feverinsuranceglobal.com%2Fen%2Feverest%2F|title:EVEREST”][vc_btn title=”EVERMORE” shape=”square” color=”purple” align=”left” el_class=”ever-alt” link=”url:https%3A%2F%2Feverinsuranceglobal.com%2Fen%2Fevermore%2F|title:EVERMORE”][vc_btn title=”EVERYWHERE” shape=”square” align=”left” el_class=”ever-alt” link=”url:https%3A%2F%2Feverinsuranceglobal.com%2Fen%2Feverywhere%2F|title:EVERYWHERE”][vc_btn title=”LEVERAGE” shape=”square” color=”green” align=”left” el_class=”ever-alt” link=”url:https%3A%2F%2Feverinsuranceglobal.com%2Fen%2Fleverage%2F|title:LEVERAGE”][vc_btn title=”EVERLASTING” shape=”square” color=”juicy-pink” align=”left” el_class=”ever-alt activo” link=”url:https%3A%2F%2Feverinsuranceglobal.com%2Fen%2Feverlasting%2F|title:EVERLASTING”][vc_btn title=”COMPARISON” shape=”square” align=”left” el_class=”ever-alt” link=”url:https%3A%2F%2Feverinsuranceglobal.com%2Fen%2Fcomparativo%2F|title:LEVERAGE”][\/vc_column][vc_column width=”2\/3″ css=”.vc_custom_1657561091458{padding-top: 32px !important;padding-right: 25px !important;padding-bottom: 32px !important;padding-left: 25px !important;background-color: rgba(0,38,58,0.05) !important;*background-color: rgb(0,38,58) !important;}” el_class=”plan-content everest-color”]

DEDUCTIBLE OPTIONS<\/h3><\/div>
[vc_column_text]<\/p>\n\n\n\n\n\n\n
<\/th>\nI<\/th>\nII<\/th>\nIII<\/th>\nIV<\/th>\n<\/tr>\n<\/thead>\n
Outside USA<\/td>\nUS$2,500<\/td>\nUS$5,000<\/td>\nUS$10,000<\/td>\nUS$20,000<\/td>\n<\/tr>\n
Inside USA<\/td>\nUS$5,000<\/td>\nUS$5,000<\/td>\nUS$10,000<\/td>\nUS$20,000<\/td>\n<\/tr>\n<\/tbody>\n<\/table>\n

[\/vc_column_text]<\/div><\/div>

PLAN INFORMATION<\/h3><\/div>
[vc_column_text]<\/p>\n\n\n\n\n\n\n\n\n\n
BENEFIT<\/th>\nCOVERAGE<\/th>\n<\/tr>\n<\/thead>\n
Maximum coverage per person<\/td>\nUS$3,500,000 per lifetime<\/td>\n<\/tr>\n
Maximum charges incurred per insured, per policy year<\/td>\nUS$500,000<\/td>\n<\/tr>\n
Age range to apply<\/td>\n60 \u2013 90 years old<\/td>\n<\/tr>\n
Waiting period<\/td>\n30 days<\/td>\n<\/tr>\n
Geographic Coverage<\/td>\nWorldwide, no physician and hospital restrictions<\/td>\n<\/tr>\n<\/tbody>\n<\/table>\n

[\/vc_column_text]<\/div><\/div>

INPATIENT PROVISIONS<\/h3><\/div>
[vc_column_text]<\/p>\n\n\n\n\n\n\n\n\n\n
BENEFIT<\/th>\nCOVERAGE<\/th>\n<\/tr>\n<\/thead>\n
Standard private room and hospitalization services (includes
\nhospital food, medicines, laboratory tests, imaging studies,
\ndiagnostic procedures, specialized nurses and medical\/
\nsurgical supplies, among others)<\/td>\n		US$2,500 per day, up to 120 days.
\nUS$750 per day for additional days<\/td>\n<\/tr>\n
Intensive care unit (includes medications, laboratory tests,
\nimaging studies, diagnostic procedures, specialized nurses
\nand medical\/surgical supplies, among others)<\/td>\n		Up to US$3,300 per day, up to 30 days.
\nUS$1,000 per day for additional days<\/td>\n<\/tr>\n
Surgeon, assistant surgeon and anesthesiologist fees<\/td>\nUp to US$50,000 per surgery, maximum 2 surgeries per policy year<\/td>\n<\/tr>\n
Additional hospital benefits (operating room and surgical implants)<\/td>\nUp to US$35,000 per surgery, maximum 2 surgeries per policy year<\/td>\n<\/tr>\n
Expense for a companion of a hospitalized insured<\/td>\nUS$150 per night, maximum 30 nights<\/td>\n<\/tr>\n<\/tbody>\n<\/table>\n

[\/vc_column_text]<\/div><\/div>

OUTPATIENT PROVISIONS<\/h3><\/div>
[vc_column_text]<\/p>\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n
BENEFIT<\/th>\nCOVERAGE<\/th>\n<\/tr>\n<\/thead>\n
Emergency care<\/td>\nUS$5,000 per visit, maximum 5 visits per policy year<\/td>\n<\/tr>\n
Outpatient surgery (all inclusive)<\/td>\nUp to US$50,000 per policy year<\/td>\n<\/tr>\n
Nurse or therapist care at home<\/td>\nUp to US$150 per day, maximum 30 days per policy year<\/td>\n<\/tr>\n
Visits to physicians and specialists (including home visits)<\/td>\nUp to US$125 per consultation, maximum 15 consultations per year<\/td>\n<\/tr>\n
Diagnostic study services (pathology, x-rays, MRI\/CT\/CT scan, echocardiogram, stress test, etc.). Only as pre-operative with pre-approval<\/td>\nUp to US$1,000, per exam, per insured<\/td>\n<\/tr>\n
Endoscopic procedures. Only as preoperative with preapproval<\/td>\nUp to US$1,250, per exam, per insured<\/td>\n<\/tr>\n
Prescription drugs, following outpatient surgery or medical consultation<\/td>\nUp to US$2,500 per insured<\/td>\n<\/tr>\n
Preventive medical check-up, per insured, no deductible (All options)<\/td>\nUS$250 per insured (after a 12-month waiting period)<\/td>\n<\/tr>\n
Hearing aids<\/td>\nUp to US$1,250 per insured, per lifetime<\/td>\n<\/tr>\n
Allergy treatment<\/td>\n100%*<\/td>\n<\/tr>\n<\/tbody>\n<\/table>\n

[\/vc_column_text]<\/div><\/div>

GENERAL PROVISIONS<\/h3>

The following benefits offer the same coverage for both inpatient and outpatient procedures.<\/p>\n<\/div><\/div>

[vc_column_text]BENEFITCOVERAGE<\/p>\n\n<\/thead>\n\n\n\n\n\n\n\n\n
Oncology: cancer tests, treatment (chemotherapy and\/or radiotherapy) in-hospital or outpatient<\/td>\nUp to US$200,000 per insured<\/td>\n<\/tr>\n
Prostheses and medical devices implanted during surgery<\/td>\n100%*<\/td>\n<\/tr>\n
Organ transplant (per organ\/tissue)<\/td>\nUS$200,000, per lifetime.
\nUS$25,000, per lifetime, in expenses of the live donor<\/td>\n<\/tr>\n
Living donor expenses included in Organ Transplantation<\/td>\nUS$25,000, per lifetime<\/td>\n<\/tr>\n
Durable medical equipment<\/td>\nUp to US$2,250 per insured<\/td>\n<\/tr>\n
Physical therapy and rehabilitation (inpatient or outpatient)<\/td>\nUp to US$100 per visit, maximum 30 visits<\/td>\n<\/tr>\n
Reconstructive surgery after an accident or illness<\/td>\n100%*<\/td>\n<\/tr>\n<\/tbody>\n<\/table>\n

[\/vc_column_text]<\/div><\/div>

MEDICAL EVACUATION PROVISIONS<\/h3><\/div>
[vc_column_text]<\/p>\n\n\n\n\n\n
Emergency transportation<\/td>\nGround Ambulance<\/td>\n100%*, no deductible applies<\/td>\n<\/tr>\n
Air Ambulance<\/td>\nUp to US$30,000, no deductible applies<\/td>\n<\/tr>\n
Repatriation or cremation of mortal remains<\/td>\nUS$10,000<\/td>\n<\/tr>\n<\/tbody>\n<\/table>\n

[\/vc_column_text]<\/div><\/div>

OTHER PROVISIONS<\/h3><\/div>
[vc_column_text]<\/p>\n\n\n\n\n\n\n\n\n
BENEFIT<\/th>\nCOVERAGE<\/th>\n<\/tr>\n<\/thead>\n
Emergency dental treatment following an accident<\/td>\nUS$25,000 for treatment within the first 90 days of the covered accident of the covered accident<\/td>\n<\/tr>\n
Paliative care<\/td>\nUS$750 per day, up to 120 days<\/td>\n<\/tr>\n
Temporary accident coverage while the application is being processed<\/td>\nUS$40,000<\/td>\n<\/tr>\n
EVER\u00ae Expert Medical Review<\/td>\nAccess to unlimited second medical opinions from renowned experts worldwide, with no deductible<\/td>\n<\/tr>\n<\/tbody>\n<\/table>\n

[\/vc_column_text]<\/div><\/div>[vc_btn title=”DOWNLOAD” shape=”square” color=”juicy-pink” align=”left” i_align=”right” i_icon_fontawesome=”fas fa-file-pdf” add_icon=”true” el_class=”ever-alt activo” link=”url:https%3A%2F%2Feverinsuranceglobal.com%2Fwp-content%2Fuploads%2F2023%2F06%2FEVERLASTING_BOOK_eng.pdf|title:EVERLASTING|target:_blank”][\/vc_column][\/vc_row]<\/p>\n<\/div>","protected":false},"excerpt":{"rendered":"

[vc_row equal_height=”yes”][vc_column width=”1\/3″][vc_btn title=”EVEREST” shape=”square” color=”blue” align=”left” el_class=”ever-alt” link=”url:https%3A%2F%2Feverinsuranceglobal.com%2Fen%2Feverest%2F|title:EVEREST”][vc_btn title=”EVERMORE” shape=”square” color=”purple” align=”left” el_class=”ever-alt” link=”url:https%3A%2F%2Feverinsuranceglobal.com%2Fen%2Fevermore%2F|title:EVERMORE”][vc_btn title=”EVERYWHERE” shape=”square” align=”left” el_class=”ever-alt” link=”url:https%3A%2F%2Feverinsuranceglobal.com%2Fen%2Feverywhere%2F|title:EVERYWHERE”][vc_btn title=”LEVERAGE” shape=”square” color=”green” align=”left” el_class=”ever-alt” link=”url:https%3A%2F%2Feverinsuranceglobal.com%2Fen%2Fleverage%2F|title:LEVERAGE”][vc_btn title=”EVERLASTING” shape=”square” color=”juicy-pink” align=”left” el_class=”ever-alt activo” link=”url:https%3A%2F%2Feverinsuranceglobal.com%2Fen%2Feverlasting%2F|title:EVERLASTING”][vc_btn title=”CLEVER” shape=”square” color=”peacoc” align=”left” css=”” el_class=”ever-alt” link=”url:https%3A%2F%2Feverinsuranceglobal.com%2Fen%2Fclever%2F|title:CLEVER”][vc_btn title=”COMPARISON” shape=”square” align=”left” el_class=”ever-alt” link=”url:https%3A%2F%2Feverinsuranceglobal.com%2Fen%2Fcomparativo%2F|title:LEVERAGE”][\/vc_column][vc_column width=”2\/3″ css=”.vc_custom_1657561091458{padding-top: 32px !important;padding-right: 25px !important;padding-bottom: 32px !important;padding-left: 25px !important;background-color: rgba(0,38,58,0.05) !important;*background-color: rgb(0,38,58) !important;}” el_class=”plan-content…<\/p>\n","protected":false},"author":1,"featured_media":5516,"parent":0,"menu_order":0,"comment_status":"closed","ping_status":"closed","template":"","meta":{"footnotes":""},"class_list":["post-4119","page","type-page","status-publish","has-post-thumbnail","hentry"],"_links":{"self":[{"href":"https:\/\/everinsuranceglobal.com\/en\/wp-json\/wp\/v2\/pages\/4119","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/everinsuranceglobal.com\/en\/wp-json\/wp\/v2\/pages"}],"about":[{"href":"https:\/\/everinsuranceglobal.com\/en\/wp-json\/wp\/v2\/types\/page"}],"author":[{"embeddable":true,"href":"https:\/\/everinsuranceglobal.com\/en\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/everinsuranceglobal.com\/en\/wp-json\/wp\/v2\/comments?post=4119"}],"version-history":[{"count":27,"href":"https:\/\/everinsuranceglobal.com\/en\/wp-json\/wp\/v2\/pages\/4119\/revisions"}],"predecessor-version":[{"id":7110,"href":"https:\/\/everinsuranceglobal.com\/en\/wp-json\/wp\/v2\/pages\/4119\/revisions\/7110"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/everinsuranceglobal.com\/en\/wp-json\/wp\/v2\/media\/5516"}],"wp:attachment":[{"href":"https:\/\/everinsuranceglobal.com\/en\/wp-json\/wp\/v2\/media?parent=4119"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}