{"id":1916,"date":"2022-06-23T22:53:58","date_gmt":"2022-06-24T03:53:58","guid":{"rendered":"https:\/\/ever.itrends.dev\/comparativo\/"},"modified":"2025-02-25T18:58:01","modified_gmt":"2025-02-25T23:58:01","slug":"comparativo-prueba-2","status":"publish","type":"page","link":"https:\/\/everinsuranceglobal.com\/en\/comparativo-prueba-2\/","title":{"rendered":"COMPARISON TEST"},"content":{"rendered":"

[vc_row css=”.vc_custom_1662390749717{background-color: #00263a !important;}” el_class=”floating-msg”][vc_column][vc_column_text]<\/p>\n

Slice over the table to look in detail the comparison<\/span><\/p>\n

[\/vc_column_text][\/vc_column][\/vc_row][vc_row css=”.vc_custom_1662390712386{margin-top: 32px !important;}”][vc_column][vc_column_text]<\/p>\n

Select at least two plans to compare.<\/p>\n

[\/vc_column_text][\/vc_column][\/vc_row][vc_row css=”.vc_custom_1657055719773{padding-top: 32px !important;}”][vc_column][vc_row_inner css=”.vc_custom_1657056159210{padding-top: 64px !important;padding-right: 32px !important;padding-bottom: 32px !important;padding-left: 32px !important;background-color: #f2f2f2 !important;}”][vc_column_inner width=”1\/5″ offset=”vc_col-xs-6″][vc_single_image image=”1678″ img_size=”full” el_class=”plan-everest grow”][\/vc_column_inner][vc_column_inner width=”1\/5″ offset=”vc_col-xs-6″][vc_single_image image=”1681″ img_size=”full” el_class=”plan-everywhere grow”][\/vc_column_inner][vc_column_inner width=”1\/5″ offset=”vc_col-xs-6″][vc_single_image image=”1684″ img_size=”full” el_class=”plan-evermore grow”][\/vc_column_inner][vc_column_inner width=”1\/5″ offset=”vc_col-xs-6″][vc_single_image image=”1687″ img_size=”full” el_class=”plan-leverage grow”][\/vc_column_inner][vc_column_inner width=”1\/5″ offset=”vc_col-xs-6″][vc_single_image image=”4057″ img_size=”full” el_class=”plan-everlasting grow”][\/vc_column_inner][\/vc_row_inner][vc_row_inner css=”.vc_custom_1657055732503{margin-top: 20px !important;}”][vc_column_inner el_class=”plan-content everest-color” css=”.vc_custom_1657055623942{padding-top: 32px !important;padding-right: 32px !important;padding-bottom: 32px !important;padding-left: 32px !important;background-color: #f2f2f2 !important;}”]

PLAN INFORMATION<\/h3><\/div>
<\/p>\n\n\n\n\n\n\n\n
<\/th>\nEVER<\/strong>EST.<\/td>\nEVER<\/strong>YWHERE.<\/td>\nEVER<\/strong>MORE.<\/td>\nLEVER<\/strong>AGE.<\/td>\nEVER<\/strong>LASTING.<\/td>\n<\/tr>\n
Maximum coverage per person, per policy Up to 79 years oldyear<\/th>\nUp to 79 years old<\/td>\nUp to 79 years old<\/td>\nUp to 79 years old<\/td>\nUp to 79 years old<\/td>\n60 \u2013 90 years<\/td>\n<\/tr>\n
Waiting period<\/th>\n30 days<\/td>\n30 days<\/td>\n30 days<\/td>\n30 days<\/td>\n30 days<\/td>\n<\/tr>\n
Coverage outside USA<\/th>\nWorldwide, no physician and hospital restrictions<\/td>\nWorldwide, no physician and hospital restrictions<\/td>\n100%* with free choice of hospitals and doctors<\/td>\n100%* with free choice of hospitals and doctors<\/td>\nWorldwide, no physician and hospital restrictions<\/td>\n<\/tr>\n
Coverage inside USA<\/th>\nWorldwide, no physician and hospital restrictions<\/td>\nWorldwide, no physician and hospital restrictions<\/td>\n\n
    \n
  • 100% within the EVER\u00ae US Network<\/li>\n
  • Outside the EVER\u00ae US Network, the coverage will be at 70%, with a maximum daily room rate of up to US$800 for a standard room and up to US$1,500 for intensive care<\/li>\n
  • Emergency medical treatment will be covered 100%, up to the policy limits<\/li>\n<\/ul>\n<\/td>\n
\n
    \n
  • 100%* within the LEVERAGE\u00ae US Network<\/li>\n
  • Outside the LEVERAGE US\u00ae Network coverage will be 60%, with a maximum daily rate of up to US$700 per standard room and up to US$1,400 for intensive care<\/li>\n
  • Emergency medical treatment will be covered at 100%*, up to policy limits<\/li>\n<\/ul>\n<\/td>\n
Worldwide, no physician and hospital restrictions<\/td>\n<\/tr>\n<\/tbody>\n<\/table>\n

<\/div><\/div>

INPATIENT PROVISIONS<\/h3><\/div>
<\/p>\n\n\n\n\n\n\n\n\n\n\n\n
<\/th>\nEVER<\/strong>EST.<\/td>\nEVER<\/strong>YWHERE.<\/td>\nEVER<\/strong>MORE.<\/td>\nLEVER<\/strong>AGE.<\/td>\nEVER<\/strong>LASTING.<\/td>\n<\/tr>\n
Standard private\/semi-private hospital room<\/th>\n100%*<\/td>\n100%*<\/td>\n100%*<\/td>\n100%*<\/td>\nUS$2,500 per day, up to 120 days US$750 per day for additional days<\/td>\n<\/tr>\n
Special benefit for suite accommodation (subject to availability)<\/th>\n100%*<\/td>\nUp to US$3,000 per day within the EVER\u00ae US Network<\/td>\nN\/A<\/td>\nN\/A<\/td>\nN\/A<\/td>\n<\/tr>\n
Intensive care unit<\/th>\n100%*<\/td>\n100%*<\/td>\n100%*<\/td>\n100%*<\/td>\nUp to US$3,300 per day, up to 30 days US$1,000 per day for additional days<\/td>\n<\/tr>\n
Adult companion accomodation expenses of a hospitalized insured under 18 years old<\/th>\n100%*, unlimited nights<\/td>\nUS$350 per night, max. of 30 nights<\/td>\nUS$150 per night, max. of 45 nights<\/td>\nUS$150 per night, max. of 30 nights<\/td>\nUS$150 per night, max. of 30 nights<\/td>\n<\/tr>\n
Adult companion accomodation expenses of a hospitalized insured over 18 years old<\/th>\n100%, max. of 30 nights<\/td>\n100%, max. of 30 nights<\/td>\n100%, max. of 30 nights<\/td>\n100%, max. of 30 nights<\/td>\nUS$150 per night, max. of 30 nights<\/td>\n<\/tr>\n
Prescribed medications while hospitalized<\/th>\n100%*<\/td>\n100%*<\/td>\n100%*<\/td>\n100%*<\/td>\n100%*<\/td>\n<\/tr>\n
Psychiatric treatments<\/th>\nUS$5,000<\/td>\nUS$3,000<\/td>\nUS$2,000<\/td>\nUS $1,000<\/td>\nN\/A<\/td>\n<\/tr>\n
Physical therapy and rehabilitation<\/th>\n100%*<\/td>\n100%*<\/td>\n100%*<\/td>\n100%*<\/td>\nUS$150 per night, maximum 30 nights<\/td>\n<\/tr>\n<\/tbody>\n<\/table>\n

<\/div><\/div>

OUTPATIENT PROVISIONS<\/h3><\/div>
<\/p>\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n
<\/th>\nEVER<\/strong>EST.<\/td>\nEVER<\/strong>YWHERE.<\/td>\nEVER<\/strong>MORE.<\/td>\nLEVER<\/strong>AGE.<\/td>\nEVER<\/strong>LASTING.<\/td>\n<\/tr>\n
Emergency care<\/th>\n100%*<\/td>\n100%*<\/td>\n100%*<\/td>\n100%*<\/td>\nUS$5,000 per visit, maximum 5 visits per policy year<\/td>\n<\/tr>\n
Physician and specialist visits<\/th>\n100%*<\/td>\n100%*<\/td>\n100%*<\/td>\n100%*<\/td>\nUp to US$50,000 per policy year<\/td>\n<\/tr>\n
Physician and specialist home visits<\/th>\n100%*<\/td>\n100%*<\/td>\n100%*<\/td>\n100%*<\/td>\nUp to US$125 per consultation, maximum 15 consultations per year<\/td>\n<\/tr>\n
Prescription medication<\/th>\n100%*<\/td>\n100%*<\/td>\nUS$15.000<\/td>\nUS$6.000<\/td>\nUp to US$2,500 per insured<\/td>\n<\/tr>\n
Complementary therapies: chiropractor, psychologist, psychiatrist, osteopathy and\/or acupuncture<\/th>\nUS$15,000<\/td>\nUS$5,000<\/td>\nN\/A<\/td>\nN\/A<\/td>\nN\/A<\/td>\n<\/tr>\n
Nurse or therapist care at home<\/th>\n100%*<\/td>\n100%*<\/td>\nUS$12,000<\/td>\nUS$7,000<\/td>\nUp to US$150 per day, maximum 30 days per policy year<\/td>\n<\/tr>\n
Preventive health checkup, per insured, no deductible applies<\/th>\nALL OPTIONS<\/p>\n
    \n
  • US$300 per visit, up to 6 visits, for insureds 0 to 12 months of age<\/li>\n<\/ul>\n

    OPTIONS I, II & III<\/p>\n

      \n
    • Up to US$500 from 12 months of age, including up to US$75 per preventive dental checkup<\/li>\n<\/ul>\n<\/td>\n
OPTIONS I, II & III<\/p>\n
    \n
  • US$150 up to 17 years old<\/li>\n
  • US$350 at 18 years and older<\/li>\n<\/ul>\n

    OPTIONS IV, V & VI<\/p>\n

      \n
    • US$100, all ages<\/li>\n<\/ul>\n<\/td>\n
OPTIONS I & II<\/p>\n
    \n
  • US$100 up to 17 years old<\/li>\n
  • US$150 at 18 years and older<\/li>\n<\/ul>\n<\/td>\n
N\/A<\/td>\nALL OPTIONS<\/p>\n
    \n
  • US$250 per insured (after a 12-month waiting period)<\/li>\n<\/ul>\n<\/td>\n<\/tr>\n
Hearing aids<\/th>\nUS$4,000 per lifetime<\/td>\nUS$2,500 per lifetime<\/td>\nUS$1,200 per lifetime<\/td>\nUS$550 per lifetime<\/td>\nUS$1.250 per lifetime<\/td>\n<\/tr>\n
Alzheimer\u2019s disease<\/th>\n100%*<\/td>\n100%*<\/td>\n100%*<\/td>\n100%*<\/td>\nN\/A<\/td>\n<\/tr>\n
Autism treatment<\/th>\n\n
    \n
  • 100%* if the insured was born under covered maternity<\/li>\n
  • US$12,000 for insureds who were not born under a covered maternity and who developed the disease while insured<\/li>\n<\/ul>\n<\/td>\n
Included within the benefits of specialized treatments<\/td>\nIncluded within the benefits of specialized treatments<\/td>\nIncluded within the benefits of specialized treatments<\/td>\nN\/A<\/td>\n<\/tr>\n
Allergy treatment<\/th>\n100%*<\/td>\n100%*<\/td>\n100%*<\/td>\n100%*<\/td>\n100%*<\/td>\n<\/tr>\n
Physical therapy and rehabilitation<\/th>\n100%*<\/td>\n100%*<\/td>\nUS$12,500<\/td>\nUS$7,000<\/td>\nN\/A<\/td>\n<\/tr>\n<\/tbody>\n<\/table>\n

<\/div><\/div>

GENERAL PROVISIONS<\/h3>

The following benefits offer the same coverage for both inpatient and outpatient procedures.<\/p>\n<\/div><\/div>

<\/p>\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n
<\/th>\nEVER<\/strong>EST.<\/td>\nEVER<\/strong>YWHERE.<\/td>\nEVER<\/strong>MORE.<\/td>\nLEVER<\/strong>AGE.<\/td>\nEVER<\/strong>LASTING.<\/td>\n<\/tr>\n
Surgeon and anesthesiologist fees<\/th>\n100%*<\/td>\n100%*<\/td>\n100%*<\/td>\n100%*<\/td>\nUp to US$50,000 per surgery, maximum 2 surgeries per policy year<\/td>\n<\/tr>\n
Diagnostic study services (laboratory tests, pathology, X-rays, MRI\/CT\/ PET scans)<\/th>\n100%*<\/td>\n100%*<\/td>\n100%*<\/td>\n100%*<\/td>\nOnly as preoperative with pre-approval. Up to US$1,000, per exam, per insured<\/td>\n<\/tr>\n
Oncology: cancer tests, treatment (chemotherapy and\/or radiotherapy) and medication<\/th>\n100%*<\/td>\n100%*<\/td>\n100%*<\/td>\n100%*<\/td>\nUp to US$200.000 per insured<\/td>\n<\/tr>\n
Surgery to reduce the risk of cancer or prophylactic surgery<\/th>\nUS$50,000 per lifetime (after a 12-month waiting period)<\/td>\nUS$35,000 per lifetime (after a 12-month waiting period)<\/td>\nUS$35,000 per lifetime (after a 12-month waiting period)<\/td>\nN\/A<\/td>\nN\/A<\/td>\n<\/tr>\n
Dialysis services<\/th>\n100%*<\/td>\n100%*<\/td>\n100%*<\/td>\n100%*<\/td>\n100%*<\/td>\n<\/tr>\n
Prostheses and medical appliances implanted during surgery<\/th>\n100%*<\/td>\n100%*<\/td>\n100%*<\/td>\n100%*<\/td>\n100%*<\/td>\n<\/tr>\n
Organ transplant (per organ\/tissue)<\/th>\nUS$5,000,000 per lifetime Includes expenses of the live donor<\/td>\nUS$1,500,000 per lifetime Includes expenses of the live donor<\/td>\nUS$500,000 per lifetime, with an additional US$500,000 available (with annex). Includes expenses of the live donor<\/td>\nUS$350,000 per lifetime Includes expenses of the live donor<\/td>\nUS$200,000, per lifetime. US$25,000, per lifetime, in expenses of the live donor<\/td>\n<\/tr>\n
Durable medical equipment<\/th>\n100%* 1<\/td>\n100%* 1<\/td>\nUS$12,000<\/td>\nUS$8,000<\/td>\nUp to US$2.250 per insured<\/td>\n<\/tr>\n
Physical therapy and rehabilitation<\/th>\n100%*<\/td>\n100%*<\/td>\n100%*<\/td>\n100%*<\/td>\nUp to US$100 per visit, maximum 30 visits<\/td>\n<\/tr>\n
Specialized treatments (occupational therapy, speech therapy, sleep apnea and other sleep disorders)<\/th>\nUS$6,000<\/td>\nUS$4,000<\/td>\nUS$3,500<\/td>\nUS$2,000<\/td>\nN\/A<\/td>\n<\/tr>\n
Congenital conditions diagnosed before age 18<\/th>\nUS$2,100,000 per lifetime<\/td>\nUS$2,100,000 per lifetime<\/td>\nUS$500,000 per lifetime<\/td>\nUS$150,000 per lifetime<\/td>\nN\/A<\/td>\n<\/tr>\n
Congenital conditions diagnosed after age 18<\/th>\n100%*<\/td>\n100%*<\/td>\n100%*<\/td>\n100%*<\/td>\nN\/A<\/td>\n<\/tr>\n
HIV-AIDS<\/th>\nUS$1,100,000 per lifetime (after a 24-month waiting period)<\/td>\nUS$1,000,000 per lifetime (after a 24-month waiting period)<\/td>\nUS$250,000 per lifetime (after a 48-month waiting period)<\/td>\nN\/A<\/td>\nN\/A<\/td>\n<\/tr>\n
Bariatric surgery<\/th>\nUS$25.000 per lifetime (after a 24-month waiting period)<\/td>\nUS$15.000 per lifetime (after a 24-month waiting period)<\/td>\nUS$5.000 per lifetime (after a 24-month waiting period)<\/td>\nN\/A<\/td>\nN\/A<\/td>\n<\/tr>\n
Surgical treatment of symptomatic foot disorders<\/th>\n100%* (after a 24-month waiting period)<\/td>\n100%* (after a 24-month waiting period)<\/td>\n100%* (after a 24-month waiting period)<\/td>\nN\/A<\/td>\nN\/A<\/td>\n<\/tr>\n
Reconstructive surgery after an accident or illness<\/th>\nUp to the benefit limit<\/td>\nUp to the benefit limit<\/td>\nUp to the benefit limit<\/td>\nUp to the benefit limit<\/td>\nUp to the benefit limit<\/td>\n<\/tr>\n<\/tbody>\n<\/table>\n

<\/div><\/div>

MATERNITY PROVISIONS<\/h3>

10-month waiting period, no deductible applies.<\/p>\n<\/div><\/div>

<\/p>\n\n\n\n\n\n\n\n\n\n
<\/th>\nEVER<\/strong>EST.<\/td>\nEVER<\/strong>YWHERE.<\/td>\nEVER<\/strong>MORE.<\/td>\nLEVER<\/strong>AGE.<\/td>\nEVER<\/strong>LASTING.<\/td>\n<\/tr>\n
Maternity<\/th>\nOPTIONS I, II & III<\/p>\n
    \n
  • 100%* normal delivery or scheduled cesarian delivery in a hospital with selfpay package<\/li>\n
  • US$10,000 for normal delivery (if only mother is insured)<\/li>\n
  • US$12,000 for cesarean delivery (if both parents are insured)<\/li>\n<\/ul>\n<\/td>\n
OPTIONS I, II & III<\/p>\n
    \n
  • US$8,500 for normal delivery (if only mother is insured)<\/li>\n
  • US$10,000 for cesarean delivery (If both parents are insured)<\/li>\n<\/ul>\n<\/td>\n
OPTIONS I & II<\/p>\n
    \n
  • US$5,000, no deductible applies<\/li>\n
  • Includes extraction and storage of umbilical cord blood stem cells<\/li>\n<\/ul>\n<\/td>\n
OPTIONS I & II<\/p>\n
    \n
  • US$4,000, no deductible applies<\/li>\n<\/ul>\n<\/td>\n
N\/A<\/td>\n<\/tr>\n
Stem cell collection and storage<\/th>\nOPTIONS I, II & III<\/p>\n
    \n
  • US$2,500 per pregnancy covered<\/li>\n<\/ul>\n<\/td>\n
OPTIONS I, II & III<\/p>\n
    \n
  • US$1,000 per pregnancy covered<\/li>\n<\/ul>\n<\/td>\n
N\/A<\/td>\nN\/A<\/td>\nN\/A<\/td>\n<\/tr>\n
Maternity and newborn complications<\/th>\nOPTIONS I, II & III<\/p>\n
    \n
  • US$1,250,000 per lifetime<\/li>\n<\/ul>\n<\/td>\n
OPTIONS I, II & III<\/p>\n
    \n
  • US$1,000,000 per lifetime<\/li>\n<\/ul>\n<\/td>\n
OPTIONS I & II<\/p>\n
    \n
  • US$500,000 per lifetime<\/li>\n<\/ul>\n<\/td>\n
OPTIONS I & II<\/p>\n
    \n
  • US$150,000 per lifetime<\/li>\n<\/ul>\n<\/td>\n
N\/A<\/td>\n<\/tr>\n
Inclusion of the newborn within 90 days after the birth<\/th>\nOPTIONS I, II & III<\/p>\n
    \n
  • Without underwriting, if born from a covered maternity<\/li>\n<\/ul>\n<\/td>\n
OPTIONS I, II & III<\/p>\n
    \n
  • Without underwriting, if born from a covered maternity<\/li>\n<\/ul>\n<\/td>\n
OPTIONS I & II<\/p>\n
    \n
  • Without underwriting, if born from a covered maternity<\/li>\n<\/ul>\n<\/td>\n
OPTIONS I & II<\/p>\n
    \n
  • Without underwriting, if born from a covered maternity<\/li>\n<\/ul>\n<\/td>\n
N\/A<\/td>\n<\/tr>\n
Free coverage for dependents up to 5 years old<\/th>\nOPTION I<\/p>\n
    \n
  • Max. of 2 children born from a covered maternity, if both parents are insured in the policy<\/li>\n
  • Max. of 1 child born from a covered maternity, if only the mother is insured in the policy<\/li>\n<\/ul>\n<\/td>\n
N\/A<\/td>\nN\/A<\/td>\nN\/A<\/td>\nN\/A<\/td>\n<\/tr>\n
Fertility treatment<\/th>\nOPTIONS I & II<\/p>\n
    \n
  • US$6,000 per lifetime, after deductible (after a 24-month waiting period)<\/li>\n<\/ul>\n<\/td>\n
N\/A<\/td>\nN\/A<\/td>\nN\/A<\/td>\nN\/A<\/td>\n<\/tr>\n<\/tbody>\n<\/table>\n

<\/div><\/div>

MEDICAL EVACUATION PROVISIONS<\/h3><\/div>
<\/p>\n\n\n\n\n\n\n\n
<\/th>\nEVER<\/strong>EST.<\/td>\nEVER<\/strong>YWHERE.<\/td>\nEVER<\/strong>MORE.<\/td>\nLEVER<\/strong>AGE.<\/td>\nEVER<\/strong>LASTING.<\/td>\n<\/tr>\n
Emergency transportation by ground ambulance<\/th>\n100%*, no deductible applies<\/td>\n100%*, no deductible applies<\/td>\n100%*, no deductible applies<\/td>\n100%*, no deductible applies<\/td>\n100%*, no deductible applies<\/td>\n<\/tr>\n
Emergency transportation by air ambulance<\/th>\n100%*, no deductible applies<\/td>\n100%*, no deductible applies<\/td>\nUS$65,000, no deductible applies<\/td>\nUS$45,000, no deductible applies<\/td>\nUS$30,000, deductible applies<\/td>\n<\/tr>\n
Cost of return ticket for the insured and one companion after an evacuation by air ambulance<\/th>\nUS$3,000 per person<\/td>\nUS$1,200 per person<\/td>\nUS$550 per person<\/td>\nN\/A<\/td>\nN\/A<\/td>\n<\/tr>\n
Repatriation or cremation of mortal remains<\/th>\n100%*<\/td>\n100%*<\/td>\nUS$45,000<\/td>\nUS$7,000<\/td>\nUS$10,000<\/td>\n<\/tr>\n<\/tbody>\n<\/table>\n

<\/div><\/div>

OTHER PROVISIONS<\/h3><\/div>
<\/p>\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n
<\/th>\nEVER<\/strong>EST.<\/td>\nEVER<\/strong>YWHERE.<\/td>\nEVER<\/strong>MORE.<\/td>\nLEVER<\/strong>AGE.<\/td>\nEVER<\/strong>LASTING.<\/td>\n<\/tr>\n
High-risk sports and activities<\/th>\n100%*<\/td>\n100%*<\/td>\n100%*<\/td>\n100%*<\/td>\nN\/A<\/td>\n<\/tr>\n
Emergency dental coverage<\/th>\n100%* for treatment within the first 180 days of the covered accident<\/td>\n100%* for treatment within the first 180 days of the covered accident<\/td>\n100%* for treatment within the first 180 days of the covered accident<\/td>\n100%* for treatment within the first 180 days of the covered accident<\/td>\nUS$25,000 for treatment within the first 90 days of the covered accident<\/td>\n<\/tr>\n
Refractive eye surgery<\/th>\nUS$750 per eye, per lifetime (after a 24-month waiting period)<\/td>\nUS$550 per eye, per lifetime (after a 24-month waiting period)<\/td>\nN\/A<\/td>\nN\/A<\/td>\nN\/A<\/td>\n<\/tr>\n
Palliative care<\/th>\n100%*<\/td>\n100%*<\/td>\n100%*<\/td>\n100%*<\/td>\nUS$750 per day, up to 120 days<\/td>\n<\/tr>\n
Temporary coverage for accidents while the application is being underwritten<\/th>\nUS$40,000<\/td>\nUS$35,000<\/td>\nUS$35,000<\/td>\nUS$30,000<\/td>\nUS$40,000<\/td>\n<\/tr>\n
Free extended coverage for eligible dependents after the policyholder\u2019s death<\/th>\n2 years<\/td>\n2 years<\/td>\n1 years<\/td>\nN\/A<\/td>\nN\/A<\/td>\n<\/tr>\n
Deductible elimination\/reduction for no claims for 3 years<\/th>\nOPTIONS I, II, III & IV<\/p>\n
    \n
  • Elimination for 1 year after the 3rd year without claims<\/li>\n
  • Reduction of 50% of the deductible for 1 year after the 3rd year, if the deductible was not met in any of the years<\/li>\n<\/ul>\n

    OPTIONS V & VI<\/p>\n

      \n
    • Reduction of 50% of the deductible for 1 year after the 3rd year without claims<\/li>\n<\/ul>\n<\/td>\n
OPTIONS I, II, III & IV<\/p>\n
    \n
  • Elimination for 1 year after the 3rd year without claims<\/li>\n
  • Reduction of 50% of the deductible for 1 year after the 3rd year, if the deductible was not met in any of the years<\/li>\n<\/ul>\n

    OPTIONS V & VI<\/p>\n

      \n
    • Reduction of 50% of the deductible for 1 year after the 3rd year without claims<\/li>\n<\/ul>\n<\/td>\n
OPTIONS I, II & III<\/p>\n
    \n
  • Elimination for 1 year after the 3rd year without claims<\/li>\n
  • Reduction of 50% of the deductible for 1 year after the 3rd year, if the deductible was not met in any of the years<\/li>\n<\/ul>\n

    OPTIONS IV & V<\/p>\n

      \n
    • Reduction of 50% of the deductible for 1 year after the 3rd year without claims<\/li>\n<\/ul>\n<\/td>\n
OPTION I & II<\/p>\n
    \n
  • Elimination for 1 year after the 3rd year without claims<\/li>\n
  • Reduction of 50% of the deductible for 1 year after the 3rd year, if the deductible was not met in any of the years<\/li>\n<\/ul>\n

    OPTIONS III & IV<\/p>\n

      \n
    • Reduction of 50% of the deductible for 1 year after the 3rd year without claims<\/li>\n<\/ul>\n<\/td>\n
N\/A<\/td>\n<\/tr>\n
Executive checkup<\/th>\nUp to US$1,500, after a 24-month waiting period within the EVER\u00ae Prevent Network.<\/td>\nUp to US$1,000, after a 24-month waiting period within the EVER\u00ae Prevent Network.<\/td>\nUp to US$750, after a 24-month waiting period within the EVER\u00ae Prevent Network.<\/td>\nN\/A<\/td>\nN\/A<\/td>\n<\/tr>\n
Female Sterilization (Tubal Ligation)<\/th>\nOPTIONS I, II & III<\/p>\n
    \n
  • Up to US$1.500 per lifetime, after 10-months waiting period<\/li>\n<\/ul>\n<\/td>\n
N\/A<\/td>\nN\/A<\/td>\nN\/A<\/td>\nN\/A<\/td>\n<\/tr>\n
Male Sterilization (Vasectomy)<\/th>\nOPTIONS I, II & III<\/p>\n
    \n
  • Up to US$1.500 per lifetime, after 24-months waiting period<\/li>\n<\/ul>\n<\/td>\n
N\/A<\/td>\nN\/A<\/td>\nN\/A<\/td>\nN\/A<\/td>\n<\/tr>\n
Nutritionist visits<\/th>\nUp to 5 visits per policy year<\/td>\nUp to 5 visits per policy year<\/td>\nN\/A<\/td>\nN\/A<\/td>\nN\/A<\/td>\n<\/tr>\n
EVER Expert Medical Review\u00ae<\/th>\nUnlimited access to medical reviews from recognized world experts, deductible does not apply<\/td>\nUnlimited access to medical reviews from recognized world experts, deductible does not apply<\/td>\nUnlimited access to medical reviews from recognized world experts, deductible does not apply<\/td>\nUnlimited access to medical reviews from recognized world experts, deductible does not apply<\/td>\nUnlimited access to medical reviews from recognized world experts, deductible does not apply<\/td>\n<\/tr>\n<\/tbody>\n<\/table>\n

<\/div><\/div>[vc_column_text]<\/p>\n

ALL CONTENTS OF THIS COMPARATIVE ARE ONLY FOR INFORMATIONAL PURPOSES.
\nTHE BENEFITS ARE GOVERNED BY THE TERMS DESCRIBED IN THE CONDITIONS OF COVERAGE OF EACH POLICY[\/vc_column_text][\/vc_column_inner][\/vc_row_inner][\/vc_column][\/vc_row][vc_row][vc_column width=”1\/4″][\/vc_column][vc_column width=”1\/2″][vc_btn title=”Download Plans Comparison” color=”primary” align=”center” i_align=”right” i_icon_fontawesome=”icon-file-pdf” css=”” button_block=”true” add_icon=”true” link=”url:https%3A%2F%2Feverinsuranceglobal.com%2Fwp-content%2Fuploads%2F2024%2F07%2FEVER_Plan-Comparison_5plans.pdf|target:_blank”][\/vc_column][vc_column 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